Cost Of Living in Galena, MD

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A+

1%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

0%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Galena	Maryland	National
Cost of living	99	121	100
Groceries	98	105	100
Health care	102	109	100
Housing	100	151	100
Transportation	99	109	100
Utilities	102	108	100
Lifestyle & Entertainment	100	109	100
Household Items	98	105	100
Education & Childcare	96	112	100

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Homes For Sale In Galena, MD

31902 Swantown Dr

Galena, MD

Black Bottom Rd

Galena, MD

14540 Stirrup Ln

Galena, MD

13840 Mill Creek Ln

Galena, MD

Cost Of Living Quick Facts

The cost of living in Galena is 18% lower than the Maryland average
The cost of living in Galena is 1% lower than the national average
Galena housing is equal to the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$146,547	$12,212	$3,419	$4,397
Renters	$25,072	$2,089	$585	$752

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hartly, DE	170	82	18.3%
Sudlersville, MD	438	94	5.9%
Butlertown, MD	335	102	2.3%
Kennedyville, MD	439	102	2.5%
Cecilton, MD	925	102	1.7%
Galena, MD	782	99	0.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Amity, AR	782	84	15.8%
Aguila, AZ	782	87	12.5%
Plains, GA	782	98	2.2%
Talbotton, GA	782	89	11.0%
Blairstown, IA	782	88	12.4%
Galena, MD	782	99	0.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Galena, MD

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population