| Index | Chattanooga Valley | Georgia | National |
| Cost of living | 86 | 95 | 100 |
| Goods & Services | 92 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 87 | 98 | 100 |
| Housing | 72 | 88 | 100 |
| Transportation | 89 | 98 | 100 |
| Utilities | 89 | 100 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $79,278 | $6,607 | $1,850 | $2,379 |
| Renters | $46,813 | $3,901 | $1,092 | $1,405 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| Item | Chattanooga Valley | National avg. | Difference |
| Haircut | $24.57 | $27.62 | 11.0% |
| Beauty Salon | $44.60 | $51.11 | 12.7% |
| Toothpaste | $4.03 | $4.09 | 1.5% |
| Shampoo | $1.60 | $1.54 | 3.8% |
| Movie | $14.30 | $12.88 | 11.0% |
| Yoga | $18.00 | $19.66 | 8.4% |
| Item | Chattanooga Valley | National avg. | Difference |
| Ground Beef | $7.62 | $7.70 | 1.1% |
| Fried Chicken | $1.52 | $1.66 | 8.6% |
| Milk | $4.74 | $4.73 | 0.1% |
| Potatoes | $5.72 | $5.26 | 8.8% |
| Pizza | $12.79 | $12.76 | 0.2% |
| Beer | $10.40 | $10.55 | 1.4% |
| Item | Chattanooga Valley | National avg. | Difference |
| Optometrist | $108.67 | $140.06 | 22.4% |
| Doctor | $124.80 | $153.82 | 18.9% |
| Dentist | $97.33 | $123.15 | 21.0% |
| Ibuprofen | $11.56 | $11.73 | 1.5% |
| Lipitor | $23.59 | $23.61 | 0.1% |
| Item | Chattanooga Valley | National avg. | Difference |
| Home Price | $183,210.00 | $326,622.00 | 43.9% |
| Avg. Mortgage Payment | $1,885.20 | $2,480.25 | 24.0% |
| Apartment Rent | $1,563.00 | $1,444.00 | 8.2% |
| Item | Chattanooga Valley | National avg. | Difference |
| Gasoline | $2.74 | $3.06 | 10.2% |
| Tire Balancing | $56.93 | $65.21 | 12.7% |
| Item | Chattanooga Valley | National avg. | Difference |
| All Electricity | $179.43 | $220.12 | 18.5% |
| Phone | $196.66 | $195.71 | 0.5% |
| City | Population | Cost of Living Index | National Avg. |
| Rossville, GA | 4,069 | 80 | 20.0% |
| LaFayette, GA | 7,558 | 84 | 15.8% |
| Lakeview, GA | 4,907 | 84 | 15.8% |
| Fairview, GA | 6,085 | 85 | 15.4% |
| Trenton, GA | 2,390 | 86 | 14.5% |
| Chattanooga Valley, GA | 3,787 | 86 | 14.3% |
| City | Population | Cost of Living Index | National Avg. |
| Watergate, FL | 3,788 | 105 | 5.0% |
| Sidney, NY | 3,785 | 87 | 12.6% |
| Mount Repose, OH | 3,789 | 96 | 3.6% |
| North El Monte, CA | 3,790 | 178 | 78.4% |
| Northlake, SC | 3,783 | 97 | 3.5% |
| Chattanooga Valley, GA | 3,787 | 86 | 14.3% |