F
Overall 15%
Goods & Services 9%
Housing 49%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexDowntownCharlottesvilleVirginia
Cost of living115112107
Goods & Services10910999
Groceries979796
Health care10010097
Housing149139130
Transportation767690
Utilities101101100

Key findings

  • The cost of living in Downtown is 7% higher than the Charlottesville average
  • The cost of living in Downtown is 15% higher than the national average
  • Downtown housing is 49% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 10% lower than the national average

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Compare Charlottesville, VA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Household$34,828$2,902$813$1,045

      Virginia Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Virginia5.3%6%

      Virginia Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Virginia2%5.75%

      Goods & Services

      ItemCharlottesvilleNational avg.Difference
      Haircut $16.00$17.498.5%
      Beauty Salon $49.25$38.1729.0%
      Toothpaste $2.81$2.3221.1%
      Shampoo $0.99$1.012.2%
      Movie $13.55$10.7226.4%
      Bowling $17.00$13.8622.6%

      Groceries

      ItemCharlottesvilleNational avg.Difference
      Ground Beef $3.31$3.9015.1%
      Fried Chicken $1.49$1.406.8%
      Milk $1.92$1.962.2%
      Potatoes $3.37$3.185.9%
      Pizza $11.99$10.3915.4%
      Beer $9.77$9.235.9%

      Health Care

      ItemCharlottesvilleNational avg.Difference
      Optometrist $100.63$106.345.4%
      Doctor $110.00$115.254.6%
      Dentist $120.00$98.3822.0%
      Ibuprofen $8.93$9.263.6%
      Lipitor $324.31$466.4730.5%

      Housing

      ItemCharlottesvilleNational avg.Difference
      Home Price $280,100.00$184,700.0051.7%
      Avg. Mortgage Payment $1,527.56$1,273.3220.0%
      Apartment Rent $1,030.00$949.008.5%

      Transportation

      ItemCharlottesvilleNational avg.Difference
      Gasoline $2.38$2.598.2%
      Tire Balancing $25.50$48.9047.8%

      Utilities

      ItemCharlottesvilleNational avg.Difference
      All Electricity$173.81$167.603.7%
      Phone $175.14$163.427.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Palmyra, VA1191000%
      Esmont, VA57493-7%
      Ruckersville, VA1,2061033%
      Lake Monticello, VA9,6851088%
      University of Virginia, VA8,82011313%
      Charlottesville, VA45,53811212%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Hilo, HI45,57914545%
      Maricopa, AZ45,47397-3%
      Lacey, WA45,64411414%
      Wylie, TX45,65595-5%
      Pine Bluff, AR45,40483-17%
      Charlottesville, VA45,53811212%
      Source: The Downtown, Charlottesville, VA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.