| Index | Beavercreek | Ohio | National |
| Cost of living | 102 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 95 | 96 | 100 |
| Housing | 118 | 74 | 100 |
| Transportation | 94 | 96 | 100 |
| Utilities | 93 | 96 | 100 |
| Lifestyle & Entertainment | 93 | 95 | 100 |
| Household Items | 97 | 97 | 100 |
| Education & Childcare | 96 | 93 | 100 |
Getting a feel for the cost of living in Beavercreek is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Beavercreek is 102, which is 2% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Beavercreek are priced in a manner consistent with other areas. This means that residents of Beavercreek can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
The real experts on a city are its residents. That's why we reached out to 7 locals to get their views on the cost of living in Beavercreek. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 29% found it budget-friendly with decreasing prices, while 71% said it's simply not affordable as prices have continued to rise.
Is Beavercreek an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Beavercreek is 12.8% higher than the national average, while the average monthly rent prices are 29.3% higher than average. The affordability of any location can also be influenced by median income levels. Beavercreek has a median household income of $139,941, which is 72.1% higher than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Beavercreek comes in at 6.7% lower than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Beavercreek, the housing index stands at 17.7% higher than the national average.
The cost of living data for Beavercreek shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $155,048 | $12,921 | $3,618 | $4,652 |
| Renters | $96,001 | $8,000 | $2,240 | $2,880 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Centerville village, OH | 70 | 78 | 21.7% |
| Drexel, OH | 2,369 | 79 | 21.4% |
| Highland Holiday, OH | 704 | 79 | 21.1% |
| Dayton, OH | 145,927 | 82 | 17.9% |
| Trotwood, OH | 25,200 | 83 | 17.1% |
| Beavercreek, OH | 48,876 | 102 | 1.9% |
| City | Population | Cost of Living Index | National Avg. |
| Chesterfield, MO | 48,902 | 122 | 22.4% |
| East Providence, RI | 48,849 | 108 | 8.4% |
| Mentor, OH | 48,930 | 98 | 1.5% |
| Shawinigan, QC | 48,810 | n/a | |
| Marana, AZ | 48,967 | 116 | 16.2% |
| Beavercreek, OH | 48,876 | 102 | 1.9% |
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