| Index | DeLand | Florida | National |
| Cost of living | 107 | 102 | 100 |
| Groceries | 100 | 102 | 100 |
| Health care | 101 | 104 | 100 |
| Housing | 117 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 108 | 110 | 100 |
| Lifestyle & Entertainment | 106 | 104 | 100 |
| Household Items | 101 | 102 | 100 |
| Education & Childcare | 106 | 106 | 100 |
Knowing the cost of living in DeLand allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in DeLand stands at 107, marking it 7% higher than the national average.
The cost of living in DeLand aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. DeLand residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Is DeLand an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in DeLand, the median home price is 21.5% higher than what most folks pay across the country, and monthly rent prices are 5.4% higher than the usual rates. Income levels in DeLand come in at $82,369, which is 1.3% higher than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In DeLand, the transportation index is 2.4% higher than the national average.
Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In DeLand, the housing index comes in at 16.7% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In DeLand, the groceries index is 0.2% higher than the national average.
The DeLand cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $104,585 | $8,715 | $2,440 | $3,138 |
| Renters | $45,352 | $3,779 | $1,058 | $1,361 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Paisley, FL | 1,346 | 87 | 12.5% |
| Lake Mack-Forest Hills, FL | 2,500 | 90 | 10.1% |
| DeLand Southwest, FL | 1,427 | 93 | 7.3% |
| Pine Lakes, FL | 1,167 | 93 | 7.1% |
| Pierson, FL | 1,539 | 96 | 4.1% |
| DeLand, FL | 34,541 | 107 | 7.1% |
| City | Population | Cost of Living Index | National Avg. |
| Kearney, NE | 34,543 | 98 | 2.3% |
| Dalton, GA | 34,537 | 94 | 6.1% |
| Central Islip, NY | 34,526 | 128 | 28.1% |
| Franklin Town, MA | 34,557 | 144 | 43.9% |
| Alabaster, AL | 34,559 | 98 | 1.9% |
| DeLand, FL | 34,541 | 107 | 7.1% |
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