Cost of Living in Central City, CO

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F
25%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
62%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Central City Colorado National
Cost of living125115100
Groceries106104100
Health care107107100
Housing162136100
Transportation107106100
Utilities107108100
Lifestyle & Entertainment114107100
Household Items107105100
Education & Childcare118111100
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Homes For Sale In Central City, CO

property for sale

304 E 4th High St

Central City, CO
property for sale

Spruce St

Central City, CO
property for sale

400 Roworth St

Central City, CO
property for sale

500 Roworth St

Central City, CO

Cost Of Living Quick Facts

  • The cost of living in Central City is 8% higher than the Colorado average
  • The cost of living in Central City is 25% higher than the national average
  • Central City housing is 62% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Central City

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Compare Central City, CO Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,610$6,384$1,787$2,299
      Renters$80,638$6,720$1,881$2,419

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eldorado Springs, CO3321098.9%
      St. Mary's, CO4261098.9%
      Eldora, CO3641065.6%
      Coal Creek town, CO3181055.4%
      Silver Plume, CO17811413.6%
      Central City, CO55212524.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lynnville, IA5528614.2%
      Fairmount, IL5528415.6%
      Woodland, MN552229129.5%
      Hot Springs, NC552945.8%
      Stantonsburg, NC5528614.5%
      Central City, CO55212524.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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