| Index | Central City | Colorado | National |
| Cost of living | 122 | 111 | 100 |
| Goods & Services | 112 | 104 | 100 |
| Groceries | 102 | 101 | 100 |
| Health care | 119 | 106 | 100 |
| Housing | 162 | 136 | 100 |
| Transportation | 98 | 97 | 100 |
| Utilities | 87 | 88 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $76,610 | $6,384 | $1,787 | $2,299 |
| Renters | $80,638 | $6,720 | $1,881 | $2,419 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| Item | Central City | National avg. | Difference |
| Haircut | $31.43 | $27.62 | 13.8% |
| Beauty Salon | $53.27 | $51.11 | 4.2% |
| Toothpaste | $3.99 | $4.09 | 2.5% |
| Shampoo | $1.44 | $1.54 | 6.6% |
| Movie | $16.84 | $12.88 | 30.8% |
| Yoga | $23.13 | $19.66 | 17.6% |
| Item | Central City | National avg. | Difference |
| Ground Beef | $8.33 | $7.70 | 8.1% |
| Fried Chicken | $1.55 | $1.66 | 6.8% |
| Milk | $4.64 | $4.73 | 2.0% |
| Potatoes | $5.52 | $5.26 | 5.0% |
| Pizza | $14.46 | $12.76 | 13.3% |
| Beer | $10.69 | $10.55 | 1.3% |
| Item | Central City | National avg. | Difference |
| Optometrist | $177.17 | $140.06 | 26.5% |
| Doctor | $138.91 | $153.82 | 9.7% |
| Dentist | $148.76 | $123.15 | 20.8% |
| Ibuprofen | $11.89 | $11.73 | 1.3% |
| Lipitor | $34.26 | $23.61 | 45.1% |
| Item | Central City | National avg. | Difference |
| Home Price | $561,705.00 | $326,622.00 | 72.0% |
| Avg. Mortgage Payment | $3,077.56 | $2,480.25 | 24.1% |
| Apartment Rent | $1,993.00 | $1,444.00 | 38.0% |
| Item | Central City | National avg. | Difference |
| Gasoline | $3.04 | $3.06 | 0.7% |
| Tire Balancing | $62.86 | $65.21 | 3.6% |
| Item | Central City | National avg. | Difference |
| All Electricity | $172.42 | $220.12 | 21.7% |
| Phone | $198.90 | $195.71 | 1.6% |
| City | Population | Cost of Living Index | National Avg. |
| Eldora, CO | 364 | 105 | 5.0% |
| Eldorado Springs, CO | 332 | 105 | 5.0% |
| St. Mary's, CO | 426 | 105 | 5.0% |
| Coal Creek town, CO | 318 | 103 | 2.7% |
| Silver Plume, CO | 178 | 111 | 11.3% |
| Central City, CO | 552 | 122 | 22.1% |
| City | Population | Cost of Living Index | National Avg. |
| Lynnville, IA | 552 | 83 | 16.8% |
| Fairmount, IL | 552 | 86 | 14.5% |
| Woodland, MN | 552 | 227 | 126.8% |
| Hot Springs, NC | 552 | 96 | 4.1% |
| Stantonsburg, NC | 552 | 84 | 15.9% |
| Central City, CO | 552 | 122 | 22.1% |