Lucas cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLucasTexasNational
Cost of living index13591100
IndexLucasTexasNational
Goods & Services index8493100
Groceries index8991100
Health care index10296100
Housing index23983100
Transportation index10194100
Utilities index104100100
Displayed above is a general overview of the Lucas, TX cost of living index. The overall cost of living index in Lucas, TX is 135, which is 49% higher than the Texas average and 35% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Lucas, TX are 10% lower than the Texas average and 16% lower than the national average.

Did you know?

  • The cost of living in Lucas is 49% higher than the Texas average.
  • The cost of living in Lucas is 35% higher than the national average.
  • The cost of housing in Lucas is 139% higher than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Lucas, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
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Using the salary calculator lets you compare the salary you earn in Lucas, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Lucas, TX, you have to earn a higher income in order to still have the same standard of living. To operate the Lucas, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$153,750$12,813$3,587$4,613
Renters$60,360$5,030$1,408$1,811
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lucas, TX as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lucas, TX homeowners, is $153,750. This would allow for a maximum of $3,587 per month to be spent on housing costs. For renters, the median monthly income is $60,360 which would result in a maximum of $1,408 to be spent on rental costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
One thing to keep in mind when considering the cost of living in Lucas, TX is the Texas sales tax and Texas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Texas sales tax rate is 6.25% and the maximum surtax that can be charged is 8.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemLucasNational avg.Difference
Haircut $16.89$16.095.0%
Beauty Salon $31.13$37.3316.6%
Toothpaste $1.95$2.4520.4%
Shampoo $0.85$1.0015.0%
Movie $9.60$10.286.7%
Bowling $5.16$4.934.6%

Groceries

ItemLucasNational avg.Difference
Ground Beef $3.17$3.8016.7%
Fried Chicken $1.03$1.4025.9%
Milk $1.72$2.0114.3%
Potatoes $2.52$3.0116.4%
Pizza $8.98$9.899.2%
Beer $8.98$8.900.9%

Health Care

ItemLucasNational avg.Difference
Optometrist $96.83$102.165.2%
Doctor $115.06$108.366.2%
Dentist $93.66$92.531.2%
Ibuprofen $8.79$9.285.3%
Lipitor $431.28$425.821.3%

Housing

ItemLucasNational avg.Difference
Home Price $480,400.00$184,700.00160.1%
Avg. Mortgage Payment $1,211.04$1,202.440.7%
Apartment Rent $1,787.00$949.0088.3%

Transportation

ItemLucasNational avg.Difference
Gasoline $2.19$2.242.4%
Tire Balancing $50.69$46.299.5%

Utilities

ItemLucasNational avg.Difference
All Electricity$182.71$165.9610.1%
Phone $28.10$28.682.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mobile City, TX22480-20%
St. Paul CDP, TX59476-24%
Blue Ridge, TX1,00584-16%
Farmersville, TX3,41686-14%
Garland, TX234,81094-6%
Lucas, TX6,58513535%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wharton, NJ6,58612121%
Laurence Harbor, NJ6,58411616%
Gleneagle, CO6,58311414%
East Glenville, NY6,5871055%
Geneseo, IL6,58993-7%
Lucas, TX6,58513535%
Source: The Lucas, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.