Cost of Living in Carnegie, PA

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7%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Carnegie Pennsylvania National
Cost of living9397100
Groceries99100100
Health care10199100
Housing7490100
Transportation105101100
Utilities10499100
Lifestyle & Entertainment100100100
Household Items10099100
Education & Childcare104101100
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Homes For Sale In Carnegie, PA

property for sale

24 S Cowan Rd

Carnegie, PA
property for sale

46 Elwyn Ave

Carnegie, PA
property for sale

116 Sita Ct

Carnegie, PA
property for sale

24 Swallow Hill Rd

Carnegie, PA

Cost Of Living Quick Facts

  • The cost of living in Carnegie is 4% lower than the Pennsylvania average
  • The cost of living in Carnegie is 7% lower than the national average
  • Carnegie housing is 26% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Carnegie

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Compare Carnegie, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$116,572$9,714$2,720$3,498
      Renters$36,813$3,068$859$1,105
      The affordability of the housing market in Carnegie, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Carnegie homeowners, the median income is $116,572. This indicates that a monthly maximum of $2,720 should be spent by homeowners on all housing related costs. Renters have a median income of $36,813. This indicates that renters would have a maximum of $859 for their rent related monthly costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Webster, PA80991.2%
      Southview, PA325991.2%
      Westland, PA46991.2%
      North Braddock, PA4,8608118.8%
      Duquesne, PA5,7368217.7%
      Carnegie, PA8,078936.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bonner Springs, KS8,077964.0%
      Clewiston, FL8,079964.2%
      Olivette, MO8,07912221.7%
      Houghton, MI8,076955.1%
      Bellwood, VA8,0801000.1%
      Carnegie, PA8,078936.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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