Cost Of Living in Olivette, MO

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D-

22%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

79%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Olivette	Missouri	National
Cost of living	122	90	100
Groceries	99	96	100
Health care	98	97	100
Housing	179	77	100
Transportation	95	96	100
Utilities	93	95	100
Lifestyle & Entertainment	99	95	100
Household Items	98	97	100
Education & Childcare	97	95	100

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Homes For Sale In Olivette, MO

9417 Olie Way RD #28

Olivette, MO

31 Bon Hills Dr

Saint Louis, MO

9409 Olie Way RD #27

Olivette, MO

5 Ridgegate Dr

Saint Louis, MO

See the Newest Homes For Sale In Olivette, MO

Cost Of Living Quick Facts

The cost of living in Olivette is 35% higher than the Missouri average
The cost of living in Olivette is 22% higher than the national average
Olivette housing is 79% higher than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$155,946	$12,996	$3,638	$4,679
Renters	$72,242	$6,020	$1,686	$2,167

To approximate the cost of living and the housing affordability in Olivette, MO, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Olivette have a median income of $155,946. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,638 per month to avoid calamity and poverty. The renters in the city have an income of about $72,242, which would make their monthly maximum allowable rental costs $1,686.

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Champ, MO	3	96	4.1%
Peaceful Village, MO	95	69	31.1%
Brooklyn, IL	445	74	26.2%
East St. Louis, IL	27,033	77	22.5%
Alorton, IL	2,149	78	22.3%
Olivette, MO	8,079	122	21.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clewiston, FL	8,079	96	4.2%
Carnegie, PA	8,078	93	6.7%
Bellwood, VA	8,080	100	0.1%
Bonner Springs, KS	8,077	96	4.0%
Houghton, MI	8,076	95	5.1%
Olivette, MO	8,079	122	21.7%