Cost of Living in Carlisle, OH

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A+
8%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Carlisle Ohio National
Cost of living9289100
Groceries9797100
Health care9796100
Housing7974100
Transportation9796100
Utilities9396100
Lifestyle & Entertainment9895100
Household Items10097100
Education & Childcare9893100
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Homes For Sale In Carlisle, OH

property for sale

158 Willard Ave

Franklin, OH
property for sale

7519 Martha Ct

Franklin, OH
property for sale

626 W Crescent Ln

Franklin, OH
property for sale

180 Chestnut Ave

Franklin, OH
See the Newest Homes For Sale In Carlisle, OH

Cost Of Living Quick Facts

  • The cost of living in Carlisle is 3% higher than the Ohio average
  • The cost of living in Carlisle is 8% lower than the national average
  • Carlisle housing is 21% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Carlisle

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      Salary Calculator

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,169$9,431$2,640$3,395
      Renters$49,060$4,088$1,145$1,472
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Carlisle, OH, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Carlisle homeowners, is $113,169. This would allow for a maximum of $2,640 per month to be spent on housing costs. For renters, the median monthly income is $49,060 which would result in a maximum of $1,145 to be spent on rental costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Centerville village, OH707821.7%
      Drexel, OH2,3697921.4%
      Dayton, OH145,9278217.9%
      West Elkton, OH1208316.6%
      Trotwood, OH25,2008317.1%
      Carlisle, OH5,515928.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Glenwood, IA5,514937.2%
      Big Bear Lake, CA5,51313938.6%
      Osoyoos, BC5,513n/a 
      Englewood Cliffs, NJ5,517234134.4%
      Red Oak, IA5,5128317.1%
      Carlisle, OH5,515928.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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