Big Bear Lake cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexBig Bear LakeCaliforniaNational
Cost of living130140100
IndexBig Bear LakeCaliforniaNational
Goods & Services110111100
Groceries116118100
Health care109113100
Housing175196100
Transportation130128100
Utilities90118100

Key findings

  • The cost of living in Big Bear Lake is 7% lower than the California average
  • The cost of living in Big Bear Lake is 30% higher than the national average
  • Big Bear Lake housing is 75% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 55% lower than the national average

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Compare Big Bear Lake, CA Cost of Living To Other Cities

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      Price difference in compared to
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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$66,944$5,579$1,562$2,009
      Renters$26,065$2,172$608$782
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Big Bear Lake, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Big Bear Lake, homeowners have a median income of $66,944. Using that number, a maximum of $1,562 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $26,065, which means there is a maximum of $608 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemBig Bear LakeNational avg.Difference
      Haircut $21.80$17.4924.6%
      Beauty Salon $65.00$38.1770.3%
      Toothpaste $2.19$2.325.6%
      Shampoo $1.32$1.0130.4%
      Movie $14.42$10.7234.5%
      Bowling $23.33$13.8668.3%

      Groceries

      ItemBig Bear LakeNational avg.Difference
      Ground Beef $3.32$3.9014.9%
      Fried Chicken $1.79$1.4028.2%
      Milk $2.19$1.9611.6%
      Potatoes $3.09$3.182.9%
      Pizza $10.99$10.395.7%
      Beer $9.66$9.234.7%

      Health Care

      ItemBig Bear LakeNational avg.Difference
      Optometrist $96.75$106.349.0%
      Doctor $123.33$115.257.0%
      Dentist $112.40$98.3814.2%
      Ibuprofen $11.99$9.2629.5%
      Lipitor $483.87$466.473.7%

      Housing

      ItemBig Bear LakeNational avg.Difference
      Home Price $384,100.00$184,700.00108.0%
      Avg. Mortgage Payment $3,485.71$1,273.32173.8%
      Apartment Rent $925.00$949.002.5%

      Transportation

      ItemBig Bear LakeNational avg.Difference
      Gasoline $3.81$2.5947.0%
      Tire Balancing $51.00$48.904.3%

      Utilities

      ItemBig Bear LakeNational avg.Difference
      All Electricity$142.30$167.6015.1%
      Phone $173.40$163.426.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Lucerne Valley, CA5,26398-2%
      Running Springs, CA4,62411010%
      Big Bear City, CA13,85911313%
      Mentone, CA9,90111414%
      Yucaipa, CA52,88611515%
      Big Bear Lake, CA5,14913030%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Springhill, LA5,14978-22%
      Gilmer, TX5,14883-17%
      Shelbyville, IL5,14779-21%
      Fruitland, MD5,1511088%
      Oak Grove, TN5,15291-9%
      Big Bear Lake, CA5,14913030%
      Source: The Big Bear Lake, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.