Cost Of Living in Cape Charles, VA

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D+

21%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cape Charles	Virginia	National
Cost of living	121	111	100
Groceries	102	103	100
Health care	105	103	100
Housing	158	129	100
Transportation	102	105	100
Utilities	106	104	100
Lifestyle & Entertainment	104	103	100
Household Items	103	102	100
Education & Childcare	113	109	100

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Homes For Sale In Cape Charles, VA

Lot 2 Washington Ave #2

Cape Charles, VA

Lot 1 Washington Ave #1

Cape Charles, VA

47 Bridgeton Dr #40

Cape Charles, VA

5296 Old Town Neck Dr

Cape Charles, VA

Cost Of Living Quick Facts

The cost of living in Cape Charles is 8% higher than the Virginia average
The cost of living in Cape Charles is 21% higher than the national average
Cape Charles housing is 58% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$147,065	$12,255	$3,431	$4,412
Renters	$60,979	$5,082	$1,423	$1,830

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cheriton, VA	513	96	3.5%
Eastville, VA	562	104	4.4%
Cape Charles, VA	1,275	121	20.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
March ARB, CA	1,275	132	32.1%
Canaan, CT	1,275	104	4.1%
Kaaawa, HI	1,275	191	91.4%
New London, MN	1,275	97	2.8%
Country Club Hills, MO	1,275	82	18.0%
Cape Charles, VA	1,275	121	20.7%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Cape Charles, VA

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Median Income & Debt-To-Income Ratio

Virginia Sales Tax

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Nearby cities with low cost of living

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