Cost of Living in Kaaawa, HI

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F
91%
Overall NAT. AVG.
25%
Groceries NAT. AVG.
251%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kaaawa Hawaii National
Cost of living191163100
Groceries125126100
Health care118119100
Housing351252100
Transportation123121100
Utilities130131100
Lifestyle & Entertainment128127100
Household Items112115100
Education & Childcare123132100
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Homes For Sale In Kaaawa, HI

property for sale

51-529 Kamehameha Hwy #7

Kaaawa, HI
property for sale

51-408 Kamehameha Hwy

Kaaawa, HI
property for sale

51-636 Kamehameha Hwy #522

Kaaawa, HI
property for sale

51-523 Kamehameha Hwy

Kaaawa, HI

Cost Of Living Quick Facts

  • The cost of living in Kaaawa is 18% higher than the Hawaii average
  • The cost of living in Kaaawa is 91% higher than the national average
  • Kaaawa housing is 251% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Kaaawa

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Compare Kaaawa, HI Cost of Living

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      Cost of living index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$184,219$15,352$4,298$5,527
      Renters$57,370$4,781$1,339$1,721

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kailua CDP (Hawaii County), HI14,06214242.2%
      Waipio Acres, HI5,72415453.8%
      Waimalu, HI14,08415555.3%
      Waimanalo Beach, HI4,37616262.5%
      Wahiawa, HI16,98916564.9%
      Kaaawa, HI1,27519191.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      March ARB, CA1,27513232.1%
      Canaan, CT1,2751044.1%
      New London, MN1,275972.8%
      Country Club Hills, MO1,2758218.0%
      Belhaven, NC1,2758614.4%
      Kaaawa, HI1,27519191.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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