| Index | Broken Arrow | Oklahoma | National |
| Cost of living | 96 | 88 | 100 |
| Groceries | 94 | 96 | 100 |
| Health care | 98 | 95 | 100 |
| Housing | 98 | 70 | 100 |
| Transportation | 98 | 96 | 100 |
| Utilities | 98 | 96 | 100 |
| Lifestyle & Entertainment | 89 | 94 | 100 |
| Household Items | 99 | 97 | 100 |
| Education & Childcare | 91 | 93 | 100 |
Getting a feel for the cost of living in Broken Arrow is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Broken Arrow is 96, which is 4% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Broken Arrow are priced in a manner consistent with other areas. This means that residents of Broken Arrow can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Nobody knows their city better than the people who actually live there. So, we asked 8 local residents how they would rate the cost of living in Broken Arrow and this is how they responded. 50% of people said that the cost of living was affordable, with prices decreasing, while 50% of people said that the cost of living was very expensive and prices continue to rise.
Is Broken Arrow an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Broken Arrow, the median home price is 8.5% lower than what most folks pay across the country, and monthly rent prices are 12.3% higher than the usual rates. Income levels in Broken Arrow come in at $109,856, which is 35.1% higher than the national average.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Broken Arrow starts at 4.5% and the income tax rates start at 0.25%.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
The cost of living estimates displayed for Broken Arrow are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $129,268 | $10,772 | $3,016 | $3,878 |
| Renters | $74,062 | $6,172 | $1,728 | $2,222 |
| State | General Sales Tax | With Max Surtax |
| Oklahoma | 4.5% | 11% |
| State | Income Tax (Low) | Income Tax (High) |
| Oklahoma | 0.25% | 4.75% |
| City | Population | Cost of Living Index | National Avg. |
| Tiawah, OK | 138 | 96 | 4.1% |
| Redbird, OK | 80 | 95 | 4.6% |
| Turley, OK | 2,884 | 80 | 20.0% |
| Porter, OK | 574 | 82 | 17.5% |
| Haskell, OK | 2,133 | 85 | 15.3% |
| Broken Arrow, OK | 112,690 | 96 | 3.9% |
| City | Population | Cost of Living Index | National Avg. |
| Delta, BC | 112,691 | n/a | |
| Boulder, CO | 112,777 | 176 | 76.2% |
| Richmond, CA | 112,268 | 155 | 55.0% |
| Billings, MT | 113,244 | 107 | 6.7% |
| West Palm Beach, FL | 113,363 | 116 | 16.4% |
| Broken Arrow, OK | 112,690 | 96 | 3.9% |
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