A+
14%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bogalusa Louisiana National
Cost of living8693100
Groceries9698100
Health care9396100
Housing6582100
Transportation9697100
Utilities96101100
Lifestyle & Entertainment9496100
Household Items9498100
Education & Childcare9395100
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An Overview of Cost of Living in Bogalusa, LA

The cost of living in Bogalusa affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Bogalusa is 86, which is 14% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

What Do Locals Say About the Cost of Living in Bogalusa?

The real experts on a city are its residents. That's why we reached out to 7 locals to get their views on the cost of living in Bogalusa. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 29% found it budget-friendly with decreasing prices, while 71% said it's simply not affordable as prices have continued to rise.

Is Bogalusa Affordable?

Is Bogalusa affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Bogalusa, the median home price is 37.1% lower than the national average and monthly rent prices are 31.6% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Bogalusa boasting a median household income of $46,486, 42.8% lower than the national average.

What Factors can Influence the Cost of Living in Bogalusa?

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Bogalusa comes in at 3.6% lower than the national average.

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Bogalusa, the general sales tax rate starts at 4.45%, and income tax rates begin at 1.85%.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Bogalusa, the healthcare costs are 7.1% lower than the national average.

Where is the Data From?

The Bogalusa cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Bogalusa is 8% lower than the Louisiana average
  • The cost of living in Bogalusa is 14% lower than the national average
  • Bogalusa housing is 35% lower than the national average
  • Louisiana general sales tax is 13% lower than the national average
  • Louisiana state income tax is 29% lower than the national average

Most Affordable Places to Live in and Around Bogalusa

See all the best places to live around Bogalusa

Compare Bogalusa, LA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$57,804$4,817$1,349$1,734
      Renters$33,359$2,780$778$1,001
      To approximate the cost of living and the housing affordability in Bogalusa, LA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Bogalusa have a median income of $57,804. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,349 per month to avoid calamity and poverty. The renters in the city have an income of about $33,359, which would make their monthly maximum allowable rental costs $778.

      Louisiana Sales Tax

      State General Sales Tax With Max Surtax
      Louisiana 4.45% 11.45%

      Louisiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Louisiana 1.85% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Varnado, LA4547723.1%
      Sun, LA5418317.2%
      Angie, LA3638416.3%
      Hide-A-Way Lake, MS2,290946.4%
      Bogalusa, LA12,0808614.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Spearfish, SD12,0761032.9%
      Portales, NM12,0848812.0%
      Florham Park, NJ12,07517373.1%
      Red Bank, TN12,075946.2%
      Oskaloosa, IA12,0908415.7%
      Bogalusa, LA12,0808614.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.