C
19%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
55%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bloomingdale Florida National
Cost of living119102100
Groceries103102100
Health care104104100
Housing15597100
Transportation106103100
Utilities108110100
Lifestyle & Entertainment104104100
Household Items104102100
Education & Childcare101106100
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An Overview of Cost of Living in Bloomingdale, FL

Knowing the cost of living in Bloomingdale allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Bloomingdale stands at 119, marking it 19% higher than the national average.

Housing costs make up a big chunk of the cost of living in Bloomingdale, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 54.8% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Bloomingdale Affordable?

Is Bloomingdale affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Bloomingdale, for instance, where the median home price falls 42.5% higher than the national average, and monthly rent rates are 83.4% higher than usual. Additionally, median income levels contribute to the equation, with Bloomingdale flaunting a median household income of $135,052, 66% higher than the national norm.

What Factors can Influence the Cost of Living in Bloomingdale?

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Bloomingdale, the baseline sales tax rate begins at 6%, and income tax rates start at 0%.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Bloomingdale, the transportation index is 6% higher than the national average.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Where is the Data From?

The Bloomingdale cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Bloomingdale is 17% higher than the Florida average
  • The cost of living in Bloomingdale is 19% higher than the national average
  • Bloomingdale housing is 55% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Bloomingdale

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Compare Bloomingdale, FL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$140,042$11,670$3,267$4,202
      Renters$119,849$9,987$2,796$3,596
      A good way to judge both the affordability of the housing and the cost of living in Bloomingdale is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bloomingdale has a median income of about $140,042 for people who own homes. Based on that number, a maximum of $3,267 should be spent on expenses related to housing. Renters have a slightly different median income, which is $119,849. Based on this average, renters should spend no more than $2,796 on all rental costs if they want to maintain a non-impoverished standard of living.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dover, FL3,204964.3%
      University CDP (Orange County), FL35,654982.0%
      Willow Oak, FL7,317991.4%
      Mango, FL12,034991.5%
      Palm River-Clair Mel, FL25,0851000.0%
      Bloomingdale, FL25,96111919.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      El Cerrito, CA25,955202102.3%
      Balch Springs, TX25,952928.0%
      Athens, OH25,971964.3%
      La Prairie, QC25,972n/a 
      Kingsville, TX25,9329010.3%
      Bloomingdale, FL25,96111919.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.