A+
4%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
2%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Athens Ohio National
Cost of living9689100
Groceries9597100
Health care9596100
Housing10274100
Transportation9296100
Utilities9396100
Lifestyle & Entertainment9095100
Household Items9497100
Education & Childcare9293100
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An Overview of Cost of Living in Athens, OH

Getting a feel for the cost of living in Athens is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Athens is 96, which is 4% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

In Athens, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Athens will resemble that of an average city, contributing to a manageable cost of living.

Is Athens Affordable?

Is Athens affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Athens, the median home price is 5.7% higher than the national average and monthly rent prices are 8.2% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Athens boasting a median household income of $46,421, 42.9% lower than the national average.

What Factors can Influence the Cost of Living in Athens?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Athens, the groceries index is 4.8% lower than the national average.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Athens, the transportation index is 8.5% lower than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Athens, the utilities index stands at 7.1% lower than the national average.

Where is the Data From?

The Athens cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Athens is 7% higher than the Ohio average
  • The cost of living in Athens is 4% lower than the national average
  • Athens housing is 2% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Athens

See all the best places to live around Athens

Compare Athens, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$138,732$11,561$3,237$4,162
      Renters$25,121$2,093$586$754
      A good indicator of the general affordability of housing in Athens, OH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Athens, the median monthly income is $138,732 for those who own their own homes. Under the standard rule, that income level would allow for $3,237 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $25,121, per the median income in the area. That would allow for renters to spend up to $586 on monthly rental expenses.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      New Marshfield, OH245973.4%
      Tuppers Plains, OH382936.8%
      Haydenville, OH3267921.2%
      Trimble, OH6308020.4%
      Chauncey, OH8717822.1%
      Athens, OH25,971964.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      La Prairie, QC25,972n/a 
      Bloomingdale, FL25,96111919.5%
      El Cerrito, CA25,955202102.3%
      Balch Springs, TX25,952928.0%
      North Tustin, CA26,001210109.7%
      Athens, OH25,971964.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.