Cost of Living in Willow Oak, FL

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A+
1%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Willow Oak Florida National
Cost of living99102100
Groceries104102100
Health care105104100
Housing8497100
Transportation102103100
Utilities112110100
Lifestyle & Entertainment107104100
Household Items103102100
Education & Childcare101106100
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Homes For Sale In Willow Oak, FL

property for sale

3490 Espo Dr

Mulberry, FL
property for sale

132 Heritage Park Ln

Mulberry, FL
property for sale

4120 Orange Ave

Mulberry, FL
property for sale

4817 Indian Oak Dr

Mulberry, FL

Cost Of Living Quick Facts

  • The cost of living in Willow Oak is 3% lower than the Florida average
  • The cost of living in Willow Oak is 1% lower than the national average
  • Willow Oak housing is 16% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Willow Oak

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Compare Willow Oak, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$66,079$5,507$1,542$1,983
      Renters$62,393$5,199$1,456$1,872
      A good indicator of the general affordability of housing in Willow Oak, FL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Willow Oak, the median monthly income is $66,079 for those who own their own homes. Under the standard rule, that income level would allow for $1,542 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $62,393, per the median income in the area. That would allow for renters to spend up to $1,456 on monthly rental expenses.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fussels Corner, FL4,9498713.4%
      Bradley Junction, FL7278812.2%
      Mulberry, FL4,2428910.6%
      Fort Meade, FL6,360909.7%
      Homeland, FL237918.9%
      Willow Oak, FL7,317991.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dunbar, WV7,3178614.4%
      St. Louis, MI7,3168515.2%
      Delphos, OH7,3158514.8%
      Whitewater Region, ON7,320n/a 
      Fort Myers Beach, FL7,31314040.0%
      Willow Oak, FL7,317991.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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