Cost of Living in Blackwood, NJ

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C-
10%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Blackwood New Jersey National
Cost of living110125100
Groceries108108100
Health care112112100
Housing109157100
Transportation111114100
Utilities110111100
Lifestyle & Entertainment113113100
Household Items109107100
Education & Childcare115120100
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Homes For Sale In Blackwood, NJ

property for sale

40 Chapel Dr

Blackwood, NJ
property for sale

20 Rogers Pl

Blackwood, NJ
property for sale

24 Castor Ct

Blackwood, NJ
property for sale

15 Oxford Dr

Sewell, NJ

Cost Of Living Quick Facts

  • The cost of living in Blackwood is 12% lower than the New Jersey average
  • The cost of living in Blackwood is 10% higher than the national average
  • Blackwood housing is 9% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Blackwood

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      Salary Calculator

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      Price difference in compared to
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,610$9,551$2,674$3,439
      Renters$50,606$4,217$1,181$1,518
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Blackwood, NJ, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Blackwood, homeowners have a median income of $114,610. Using that number, a maximum of $2,674 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $50,606, which means there is a maximum of $1,181 to be spent on the costs of renting a home or apartment.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pine Valley, NJ1111110.6%
      Tavistock, NJ511110.6%
      Prospect Park CDP, PA2337921.0%
      Audubon Park, NJ1,003927.9%
      Camden, NJ76,587964.4%
      Blackwood, NJ4,81811010.2%

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      Wanamassa, NJ4,81613737.3%
      Woodmore, MD4,82015555.4%
      Dodgeville, WI4,820964.2%
      Blackwood, NJ4,81811010.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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