Black Oak, Arkansas Cost Of Living

A+

19%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

61%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Black Oak	Arkansas	National
Cost of living	81	87	100
Goods & Services	109	102	100
Groceries	96	93	100
Health care	81	85	100
Housing	39	65	100
Transportation	89	92	100
Utilities	89	92	100

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Cost Of Living Quick Facts

The cost of living in Black Oak is 7% lower than the Arkansas average
The cost of living in Black Oak is 19% lower than the national average
Black Oak housing is 61% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 11% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$46,875	$3,906	$1,094	$1,406
Renters	$39,375	$3,281	$919	$1,181

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	5.5%

Goods & Services

Item	Black Oak	National avg.	Difference
Haircut	$16.75	$20.27	17.4%
Beauty Salon	$23.33	$40.39	42.2%
Toothpaste	$1.85	$2.36	21.4%
Shampoo	$0.97	$1.08	10.2%
Movie	$10.11	$10.99	8.0%
Bowling	$12.89	$15.49	16.8%

Groceries

Item	Black Oak	National avg.	Difference
Ground Beef	$3.92	$4.30	8.7%
Fried Chicken	$1.40	$1.40	0.0%
Milk	$1.29	$2.20	41.3%
Potatoes	$3.04	$3.22	5.7%
Pizza	$10.05	$10.74	6.4%
Beer	$10.02	$9.60	4.4%

Health Care

Item	Black Oak	National avg.	Difference
Optometrist	$100.00	$109.73	8.9%
Doctor	$100.71	$118.34	14.9%
Dentist	$77.06	$100.94	23.7%
Ibuprofen	$9.32	$9.93	6.2%
Lipitor	$336.15	$469.53	28.4%

Housing

Item	Black Oak	National avg.	Difference
Home Price	$54,400.00	$184,700.00	70.5%
Avg. Mortgage Payment	$953.59	$1,229.62	22.4%
Apartment Rent	$573.00	$949.00	39.6%

Transportation

Item	Black Oak	National avg.	Difference
Gasoline	$2.48	$2.71	8.5%
Tire Balancing	$44.54	$51.86	14.1%

Utilities

Item	Black Oak	National avg.	Difference
All Electricity	$128.32	$170.84	24.9%
Phone	$199.93	$187.18	6.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Arbyrd, MO	454	78	21.7%
Cardwell, MO	708	79	20.9%
Caraway, AR	1,068	80	20.4%
Etowah, AR	242	80	20.3%
Leachville, AR	1,862	80	20.0%
Black Oak, AR	253	81	19.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fort Greely, AK	253	140	40.0%
Langston, AL	253	89	11.0%
Goodyear Village, AZ	253	87	13.3%
Blencoe, IA	253	79	20.8%
Kingsbury, IN	253	86	14.0%
Black Oak, AR	253	81	19.1%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.