Cost Of Living in Cardwell, MO

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24%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

66%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cardwell	Missouri	National
Cost of living	76	90	100
Groceries	98	96	100
Health care	93	97	100
Housing	34	77	100
Transportation	91	96	100
Utilities	94	95	100
Lifestyle & Entertainment	93	95	100
Household Items	99	97	100
Education & Childcare	91	95	100

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Homes For Sale In Cardwell, MO

2481 County Road 609

Cardwell, MO

319 N Main St

Cardwell, MO

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Cost Of Living Quick Facts

The cost of living in Cardwell is 15% lower than the Missouri average
The cost of living in Cardwell is 24% lower than the national average
Cardwell housing is 66% lower than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$74,908	$6,242	$1,748	$2,247
Renters	$20,281	$1,690	$473	$608

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Arbyrd, MO	434	75	24.6%
Black Oak, AR	205	76	23.5%
Hornersville, MO	542	77	23.0%
Lafe, AR	442	78	22.3%
Rector, AR	2,015	78	21.9%
Cardwell, MO	848	76	23.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ossineke, MI	848	86	14.2%
Alamo, NM	848	70	29.9%
Lime Lake, NY	848	101	1.0%
New Holland, OH	848	85	15.5%
York Haven, PA	848	92	7.6%
Cardwell, MO	848	76	23.6%