Cost Of Living in Lockhart, AL

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14%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lockhart	Alabama	National
Cost of living	86	89	100
Groceries	101	96	100
Health care	104	95	100
Housing	45	74	100
Transportation	105	95	100
Utilities	107	97	100
Lifestyle & Entertainment	105	94	100
Household Items	104	96	100
Education & Childcare	102	93	100

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Homes For Sale In Lockhart, AL

21132 Seminole AVE

Florala, AL

Cost Of Living Quick Facts

The cost of living in Lockhart is 3% lower than the Alabama average
The cost of living in Lockhart is 14% lower than the national average
Lockhart housing is 55% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,408	$3,701	$1,036	$1,332
Renters	$45,395	$3,783	$1,059	$1,362

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kinston, AL	810	79	20.8%
Florala, AL	1,884	87	12.5%
Laurel Hill, FL	595	90	9.8%
Onycha, AL	118	84	15.6%
Paxton, FL	676	92	8.0%
Lockhart, AL	205	86	13.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hollis, AK	205	118	17.9%
Black Oak, AR	205	76	23.5%
Jacksonport, AR	205	72	28.1%
Pleasant Plains, AR	205	81	18.7%
Southern Ute, CO	205	125	25.0%
Lockhart, AL	205	86	13.9%