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Places With The Lowest Cost Of Living In New York 2020

Nearby Areas With A High Livability Score56
  • Jamestown, NY
  • (City)
  • Population: 30,345
  • I fell prey to a man that stalked me.Being from the country and needing to come here after being homeless, I was naive, and his charm and demeanor was such,that I hadn't a clue.That soon changed.3months…[read more]
58
  • Salamanca, NY
  • (City)
  • Population: 5,638
68
  • Dunkirk, NY
  • (City)
  • Population: 12,186
  • I experienced great seasons while living in Dunkirk New York. The city is located in Chautauqua County. Dunkirk is about 45 miles or so southwest of Buffalo New York. The suburban area is situated on the…[read more]
71
  • Olean, NY
  • (City)
  • Population: 13,991
  • I know that growing up our mothers always told us that if we can't say anything nice we should not say anything at all, but in this instance I have something to say that unfortunately isn't all nice.…[read more]
55
  • Niagara Falls, NY
  • (City)
  • Population: 49,180
  • Contrary to what some outsiders believe, Niagara Falls is not an beautiful as it once was year ago. The city is mostly slums now, people are disrespectful and rude to strangers at times, the teens here…[read more]
69
  • Medina, NY
  • (City)
  • Population: 5,885
62
  • Buffalo, NY
  • (City)
  • Population: 258,989
  • Buffalo has a decent night life as far as bars and attractions go, but not really different than any other medium sized city. It has plenty of options for food, but a lot of times it's over priced and…[read more]
78
  • Lackawanna, NY
  • (City)
  • Population: 17,992
  • As as resident of Western New York, there are not many places that feel like home the way Lackawanna does. As part of the Buffalo-Niagra Falls MSA, this city is part of what is called the Southtowns.…[read more]
60
  • Elmira, NY
  • (City)
  • Population: 28,583
  • Elmira, NY used to be a good place to live. Currently, it is full of scummy people and I would not recommend it to anyone. Most residents are drunks or drug addicts. The schools are awful. No shopping at…[read more]
74
  • South Lockport, NY
  • (City)
  • Population: 7,680
62
  • Bath, NY
  • (City)
  • Population: 5,674
72
  • Lockport, NY
  • (City)
  • Population: 20,722
  • After reading the last two reviews posted to this site about Lockport, New York, I must say I find them very harsh. These reviews mention poverty and welfare as the focal points of the city, but that is…[read more]
81
  • Tonawanda city, NY
  • (City)
  • Population: 14,991
69
  • Hornell, NY
  • (City)
  • Population: 8,400
  • There is nothing to recommend in this town except for Walmart, and Wegmans. Not one decent restaurant, nothing to do here and just plain ugly place with rundown houses, boarded up buildings and general…[read more]
71
  • Waterloo, NY
  • (City)
  • Population: 5,184
64
  • Ilion, NY
  • (City)
  • Population: 7,986
71
  • Southport, NY
  • (City)
  • Population: 6,950
53
  • Binghamton, NY
  • (City)
  • Population: 46,277
  • I came up here for school in 2012, and I've been trying to escape ever since. I'm NYC born, Yonkers raised, and let me tell you...Binghamton is TERRIBLE if you want life anywhere above a snail's pace.…[read more]
66
  • Albion, NY
  • (City)
  • Population: 5,802
67
  • Johnson City, NY
  • (City)
  • Population: 14,835
  • Johnson City (often called JC) is a horrible place to be. There is such a high crime rate - it’s ridiculous. The other review that says this place is nice must not be here frequently. Yeah, there is one…[read more]
65
  • Endicott, NY
  • (City)
  • Population: 13,073
  • I have lived in Endicott, NY my whole life. Never met a single one of my neighbors; no one is very friendly and people come and go somewhat frequently. There is a pretty stark distribution of wealth;…[read more]
82
  • North Tonawanda, NY
  • (City)
  • Population: 30,935
  • Located just outside of Buffalo, North Tonawanda is no stranger to good food. By far the one thing I always look forward to when coming home to visit. There’s something for everyone here, but the city is…[read more]
73
  • Geneva, NY
  • (City)
  • Population: 13,136
  • This is the most remarkable city that I have lived. The town is incomparable to other cities out there. It’s a unique modern city with a beautiful downtown. It’s filled with different shopping centers…[read more]
80
  • Cheektowaga, NY
  • (City)
  • Population: 74,673
  • The people of Cheektowaga are nice. They're relatively friendly and jovial. They lack the overall nastiness of NY in general. There's a huge Polish population, which means lovely food and festivals. It's…[read more]
64
  • Fulton, NY
  • (City)
  • Population: 11,622
  • I had never experienced so much comfort and serenity until I started living in Fulton 12 years ago. The environment and the infrastructure provide several opportunities for personal growth. Amazingly,…[read more]
63
  • Norwich, NY
  • (City)
  • Population: 6,979
75
  • Cortland, NY
  • (City)
  • Population: 19,018
  • I live in Cortland, New York, and I would never move! It is a beautiful place to enjoy all four seasons of the year. This charming town is nestled in the best area of Upstate New York. The place is…[read more]
67
  • Herkimer, NY
  • (City)
  • Population: 7,294
  • Herkimer is a quiet, small village where everyone knows everybody. Perhaps the best part of living in Herkimer is the fact that everything is walking distance, which is advantageous if you don't drive.…[read more]
60
  • Utica, NY
  • (City)
  • Population: 61,337
  • Visit? Sure. Live? No. Shootings on a weekly, sometimes daily basis. Drugs galore. Every non-vital road is riddled with potholes. Welfare moochers are like 85% of the population. Even that aside, there's…[read more]
78
  • Kenmore, NY
  • (City)
  • Population: 15,303
  • I enjoy living in the city of Kenmore. The cost of living is low, rent is low and the poverty rate is also low here. Finding a job here and settling down should be relatively easy since everything is…[read more]
85
  • Depew, NY
  • (City)
  • Population: 15,325
  • I enjoy the slow pace of the city of Depew, New York. This city is inland New York and offers a serene lifestyle. It mimics the country lifestyle of the mid-west and does not make you feel like your in…[read more]
69
  • Oswego, NY
  • (City)
  • Population: 17,880
  • Oswego is mostly a college town with plenty of nightlife. Oswego sits on Lake Ontario and there are plenty of docks for boaters. There are a lot of bars and many have live music. Oswego has many scenic…[read more]
79
  • Lancaster, NY
  • (City)
  • Population: 10,220
  • You've got to hand it to Lancaster New York. Even with a less-than-impressive crime rate and a slumping job market, this place still manages to be a pretty decent place to call home. I have been a…[read more]
64
  • Newark, NY
  • (City)
  • Population: 9,068
56
  • Rochester, NY
  • (City)
  • Population: 210,291
  • Don't believe the bad rap people tell you, Rochester has a lot to boast. I have family in or lived in most of the major cities on the east coast and I can honestly say Rochester is one of the best. …[read more]
77
  • Corning, NY
  • (City)
  • Population: 10,978
  • I lived in Corning NY from 1990 up through 2010. It has a very pleasant small town feel, with a very quaint main street with plenty of knickknack shops and restaurants. There is a nearby mall and several…[read more]
70
  • Rome, NY
  • (City)
  • Population: 32,673
  • The area was nice but the small town feel is gone thanks to people moving into the area now. All of Oneida County is taxed to death to pay for all the welfare recipients. It seems to be pretty common…[read more]
77
  • Fredonia, NY
  • (City)
  • Population: 10,801
  • I love living in Fredonia it's such a great place to live! The people that call this great little town home really make up a great sense of community, love to help others and are just so friendly and…[read more]
55
  • Syracuse, NY
  • (City)
  • Population: 144,350
  • Yes, Syracuse (like the rest of the Rustbelt) gets a bad rap. Syracuse is a large city, it's the 4th largest in the State and the metro is roughly 750,000 people. As per-usual there is crime, poverty,…[read more]
69
  • Seneca Falls, NY
  • (City)
  • Population: 6,390
65
  • Auburn, NY
  • (City)
  • Population: 27,101
  • I bounced around the Finger Lakes region of New York state for a decade or two before I ended up in Auburn about 7 years ago. I feel proud to live in such an interesting place, rich with history and…[read more]
58
  • Monticello, NY
  • (City)
  • Population: 6,577
88
  • Tonawanda, NY
  • (City)
  • Population: 57,844
  • I really enjoy living in Tonawanda NY, it is a beautiful small town with a great community. The crime rate is low and the people are very friendly. I have a small child and the parks are great for him to…[read more]
67
  • Mattydale, NY
  • (City)
  • Population: 6,555
66
  • Ogdensburg, NY
  • (City)
  • Population: 10,937
  • Great! I live there! I LOVE IT! I think it Would fit Families VERY well! But Due to People Using Fireworks, It would be a little hard to fall asleep at night. But Since the Community is Great, I really…[read more]
61
  • Gloversville, NY
  • (City)
  • Population: 15,158
  • Gloversville is a great place for developers as the city is declining. Jobs are scarce in the city, so most people travel a distance for their job. The best thing about Gloversville is Adirondack Park as…[read more]
67
  • Batavia, NY
  • (City)
  • Population: 15,012
  • I don't like to be negative, but I have to be honest. I have been living in Batavia, New York for quite some time now. I have stayed hoping to see things get better because it really does have the…[read more]
63
  • Oneida, NY
  • (City)
  • Population: 11,186
  • I'm not even going to pretend that there is anything even remotely redeeming about living in Oneida, New York. Once Upon a Time it was considered one of the best areas in the state, but those days are…[read more]
75
  • Horseheads, NY
  • (City)
  • Population: 6,608
74
  • Hamlin, NY
  • (City)
  • Population: 5,884

Finding an affordable place to live in New York is not always an easy task. While housing prices continue to rebound and general goods and services continue to rise, it feels like affordable living could be a thing of the past. Luckily, there are still some cities in New York that qualify as affordable. Using science and data, AreaVibes has compiled a list of the most affordable places to live in New York. These cities have the lowest cost of living in all of New York.

Listed above are the most affordable places to live in New York with a population of more than 5,000 people. To calculate the most affordable cities in New York, the cost of living index for each city was calculated, then compared to the national average of 100. The cost of living index takes into account the following categories: goods and services, groceries, health care, housing, transportation and utilities.

To customize your list of affordable places to live in New York, you can adjust the filters to meet your needs. This will allow you to select the city size (population) as well as what other categories (amenities, crime, education, employment, housing and weather) might be important to you. Finally, you are also able to select your home or rental price range to ensure that the cities on your list fit your budget.