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Places With The Lowest Cost Of Living In Florida 2021

Nearby Areas With A High Livability Score67
  • Brooksville, FL
  • (City)
  • Population: 7,814
62
  • Inwood, FL
  • (City)
  • Population: 6,995
66
  • Cocoa West, FL
  • (City)
  • Population: 5,115
68
  • Avon Park, FL
  • (City)
  • Population: 10,052
  • Attractions are a bit bland, but there's a few good ones. The community is pretty nice. I believe they helped a girl out with cancer once? Night life... well, I'm not too sure on that. Dining is pretty…[read more]
60
  • Combee Settlement, FL
  • (City)
  • Population: 6,462
62
  • Live Oak, FL
  • (City)
  • Population: 6,921
67
  • Fort Meade, FL
  • (City)
  • Population: 5,883
60
  • Palatka, FL
  • (City)
  • Population: 10,407
  • Beautiful community located on the St. Johns River. Great opportunities for the outdoor enthusiast, great dining options, and centrally located between Gainesville, Jacksonville, Ocala, and St.…[read more]
75
  • Homosassa Springs, FL
  • (City)
  • Population: 13,273
  • I used to live in Miami, but that side of Florida was too crazy for me. When I was taking a drive up I-75 to visit a friend in Georgia, we pulled over in Homosassa Springs and I never looked back. North…[read more]
73
  • New Port Richey, FL
  • (City)
  • Population: 15,503
  • I love the fun and carefree life in the city of New Port Richey, Florida. This city is surrounded by water. It is a pretty good sized city with the basic amenities of a bigger city. The people who…[read more]
73
  • Perry, FL
  • (City)
  • Population: 7,039
69
  • Holly Hill, FL
  • (City)
  • Population: 11,839
  • We bought a post recession foreclosure in 2014 for $65000 for cash. Sweat equity and a little elbow grease and we live in a block ranch house standing securely thru hurricanes since 1968. Snowbirds…[read more]
64
  • Crystal Lake, FL
  • (City)
  • Population: 6,413
64
  • Orlovista, FL
  • (City)
  • Population: 5,814
67
  • Cocoa, FL
  • (City)
  • Population: 17,558
  • I wish I had discovered Cocoa in Florida long before I relocated to the region for work. Cocoa is along the central east coast of Florida, but we have two barrier islands and rivers separating us from…[read more]
69
  • Lealman, FL
  • (City)
  • Population: 20,704
  • Take a look at Lealman Florida on the map and you will see why I call it my very own island. I have St. Petersburg to my south and Tampa to the east, but I wouldn't want to live anywhere else. Living in…[read more]
64
  • Jasmine Estates, FL
  • (City)
  • Population: 19,744
  • I moved here almost 3 years ago and regret every second of it. Racism in this county is rampant, with just as many confederate flags as American flags flying in homes. The sheriff has no problem…[read more]
75
  • Mims, FL
  • (City)
  • Population: 6,190
71
  • Holiday, FL
  • (City)
  • Population: 20,451
  • When I started living in Holiday, Florida, I knew I discovered my own little slice of paradise. Holiday is just out of the way from all the tourist areas in Tampa, Saint Petersburg, and Clearwater. I…[read more]
72
  • Beacon Square, FL
  • (City)
  • Population: 6,971
74
  • Elfers, FL
  • (City)
  • Population: 13,375
  • Effers, Florida is a metropolitan diverse city with a phenomenal transportation system. The people are kind and informative. Among other new economy and residential interests, the territory has turned…[read more]
68
  • Bayonet Point, FL
  • (City)
  • Population: 25,794
  • Once upon a time, I am sure that Bayonet Point was a thriving little suburb in Pasco County. Unfortunately, it has fallen the way of many subdivisions off of U.S. 19, and does not have the appeal that it…[read more]
75
  • Titusville, FL
  • (City)
  • Population: 44,746
  • I gave this review 5 stars (not 4 and 1/2) and the rate the local amenities would not let me put in what I wanted, so disregard them please.I have lived in Titusville or Mims since 1984. I have seen the…[read more]
58
  • West Pensacola, FL
  • (City)
  • Population: 20,382
  • West Pensacola offers all the conveniences of the general Pensacola area, such as the proximity to two naval bases, the beach, rivers and Escambia Bay. I love the fact that you can get very affordable…[read more]
74
  • West Lealman, FL
  • (City)
  • Population: 16,235
  • I love the city of West Lealman, Florida. This city sits close to the coast of Florida and the weather is great as well. There are many different things to do locally here in this area, but the beach is…[read more]
68
  • Oak Ridge, FL
  • (City)
  • Population: 22,689
  • When most people think of Oak Ridge, they couldn't tell you where in the state of Florida this charming city lies. In fact, I am nestled right in the middle of all the action from Orlando and the Magic…[read more]
62
  • University, FL
  • (City)
  • Population: 43,871
  • Living in University has been a nice experience, and it is truly a college town. This small city has a very diverse population with a laid-back feel. The city center is only a few miles from The…[read more]
60
  • Mascotte, FL
  • (City)
  • Population: 5,350
79
  • Orange City, FL
  • (City)
  • Population: 11,127
  • It's beautiful here in Orange City, where you can visit and view the many orange groves planted throughout the city! We have several different parks to visit, trails for walking and hiking, and other fun…[read more]
73
  • Dade City, FL
  • (City)
  • Population: 6,782
72
  • Lake Wales, FL
  • (City)
  • Population: 15,206
  • It's an excellent place to raise kids it's very quiet peaceful place. Unfortunately there's not too much for teens to do. It's great for retirement. It's nice to drive and walk down to the downtown…[read more]
61
  • Marianna, FL
  • (City)
  • Population: 9,157
71
  • Floral City, FL
  • (City)
  • Population: 5,152
  • this town is very quaint...there is one red light.., a nice library, a post office and a great bike trail that goes between Inverness and Pasco county...lots of…[read more]
51
  • Pahokee, FL
  • (City)
  • Population: 6,022
77
  • Winter Haven, FL
  • (City)
  • Population: 36,669
  • If you are looking for affordable housing or reasonable prices to rent a home or an apartment then you should definitely check prices in Winter Haven. Also the homeowners insurance rates are very low. …[read more]
60
  • New Port Richey East, FL
  • (City)
  • Population: 9,463
73
  • Haines City, FL
  • (City)
  • Population: 22,138
  • Haines City has lots to offer residents and vacationers. You can take in the great weather and tropical atmosphere while learning more about the unique aspects of the city. The Southern Dunes Golf Club…[read more]
75
  • Zephyrhills, FL
  • (City)
  • Population: 14,454
  • Zephyrhills Fl is a unique Florida city and I am so glad to be living here. People associate the town with water because of the springs,but there is so much more to Zephyrills! It is a breeze to get…[read more]
72
  • Inverness Highlands South, FL
  • (City)
  • Population: 6,442
  • Although the Highlands South doesn't have amenities, the city is within 2 or 3 miles. We live in the south highlands and are 5 minutes from our local fire department/doctor/hospital/grocery/pharmacy. …[read more]
87
  • Tavares, FL
  • (City)
  • Population: 14,965
  • I have enjoyed living in Tavares, Florida and I know that my job is one of the more steady places I've worked in years. Although I didn't plan on living south years ago, I never intended on actually…[read more]
60
  • Pine Hills, FL
  • (City)
  • Population: 69,733
  • I moved to Pine Hills FL from Charlottesville, Virginia in 2009. I had just graduated from high school and planned to stay with my older cousin who already lived there. The plan was to attend Valencia…[read more]
77
  • Macclenny, FL
  • (City)
  • Population: 6,451
59
  • Beverly Hills, FL
  • (City)
  • Population: 9,073
81
  • Bellair-Meadowbrook Terrace, FL
  • (City)
  • Population: 14,300
  • No one goes wrong when they chose to live in an area with sunny weather. Bellair-Meadowbrook Terrace is that place for me. I love living here because I can conveniently access the local amenities such as…[read more]
60
  • South Apopka, FL
  • (City)
  • Population: 5,613
47
  • Pine Manor, FL
  • (City)
  • Population: 5,175
74
  • Lake Alfred, FL
  • (City)
  • Population: 5,353
69
  • Kathleen, FL
  • (City)
  • Population: 6,932
64
  • Brent, FL
  • (City)
  • Population: 22,319
  • Brent, FL is a fun place to vacation, but it's also a great place to live if you love taking the family out for interesting activities. The Pensacola Visitors Center is nearby, which is a great…[read more]
57
  • Quincy, FL
  • (City)
  • Population: 7,743

Finding an affordable place to live in Florida is not always an easy task. While housing prices continue to rebound and general goods and services continue to rise, it feels like affordable living could be a thing of the past. Luckily, there are still some cities in Florida that qualify as affordable. Using science and data, AreaVibes has compiled a list of the most affordable places to live in Florida. These cities have the lowest cost of living in all of Florida.

Listed above are the most affordable places to live in Florida with a population of more than 5,000 people. To calculate the most affordable cities in Florida, the cost of living index for each city was calculated, then compared to the national average of 100. The cost of living index takes into account the following categories: goods and services, groceries, health care, housing, transportation and utilities.

To customize your list of affordable places to live in Florida, you can adjust the filters to meet your needs. This will allow you to select the city size (population) as well as what other categories (amenities, crime, education, employment, housing and weather) might be important to you. Finally, you are also able to select your home or rental price range to ensure that the cities on your list fit your budget.