Cost of Living in Berlin, NJ

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D-
16%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Berlin New Jersey National
Cost of living116125100
Groceries108108100
Health care112112100
Housing130157100
Transportation111114100
Utilities110111100
Lifestyle & Entertainment113113100
Household Items109107100
Education & Childcare115120100
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Homes For Sale In Berlin, NJ

property for sale

41 Silverbell Ave

Winslow Township, NJ
property for sale

43 Silverbell Ave

Winslow Township, NJ
property for sale

45 Silverbell Ave

Winslow Township, NJ
property for sale

39 Silverbell Ave

Winslow Township, NJ

Cost Of Living Quick Facts

  • The cost of living in Berlin is 7% lower than the New Jersey average
  • The cost of living in Berlin is 16% higher than the national average
  • Berlin housing is 30% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Berlin

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Compare Berlin, NJ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$147,054$12,255$3,431$4,412
      Renters$79,410$6,618$1,853$2,383
      A good indicator of the general affordability of housing in Berlin, NJ, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Berlin, the median monthly income is $147,054 for those who own their own homes. Under the standard rule, that income level would allow for $3,431 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $79,410, per the median income in the area. That would allow for renters to spend up to $1,853 on monthly rental expenses.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Tavistock, NJ511110.6%
      Pine Valley, NJ1111110.6%
      Audubon Park, NJ1,003927.9%
      Camden, NJ76,587964.4%
      Woodlynne, NJ3,006991.0%
      Berlin, NJ7,70911616.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Aurora, MO7,7098416.5%
      Middletown CDP, PA7,7101000.5%
      Sequim, WA7,71011111.1%
      Villa Hills, KY7,7041000.4%
      Auburn, GA7,714945.6%
      Berlin, NJ7,70911616.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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