| Index | Troy | Texas | National |
| Cost of living | 92 | 94 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 98 | 98 | 100 |
| Housing | 78 | 83 | 100 |
| Transportation | 101 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 96 | 98 | 100 |
| Education & Childcare | 98 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $93,026 | $7,752 | $2,170 | $2,791 |
| Renters | $83,759 | $6,980 | $1,954 | $2,513 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Chilton, TX | 684 | 81 | 18.6% |
| Moody, TX | 1,560 | 85 | 15.1% |
| Golinda, TX | 672 | 89 | 11.4% |
| Bruceville-Eddy, TX | 1,736 | 90 | 10.5% |
| Little River-Academy, TX | 2,208 | 93 | 7.2% |
| Troy, TX | 3,109 | 92 | 8.0% |
| City | Population | Cost of Living Index | National Avg. |
| Platteville, CO | 3,108 | 115 | 15.5% |
| Epping, NH | 3,108 | 118 | 18.0% |
| West Brattleboro, VT | 3,108 | 105 | 5.2% |
| Leesburg, GA | 3,110 | 92 | 8.1% |
| Norco, LA | 3,110 | 96 | 4.1% |
| Troy, TX | 3,109 | 92 | 8.0% |