Cost of Living in Belle Terre, NY

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F
125%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
393%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Belle Terre New York National
Cost of living225121100
Groceries104106100
Health care107110100
Housing493144100
Transportation111113100
Utilities112112100
Lifestyle & Entertainment113111100
Household Items105106100
Education & Childcare120118100
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Homes For Sale In Belle Terre, NY

property for sale

12 Lost Meadow Ln

Port Jefferson, NY
property for sale

6 Pine Path

Port Jefferson, NY
property for sale

83 Cliff Rd

Port Jefferson, NY
property for sale

18 Bell Cir

Port Jefferson, NY

Cost Of Living Quick Facts

  • The cost of living in Belle Terre is 86% higher than the New York average
  • The cost of living in Belle Terre is 125% higher than the national average
  • Belle Terre housing is 393% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Belle Terre

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$299,400$24,950$6,986$8,983
      Renters$0$0$0$0

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

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      Ridge, NY13,94112626.1%
      Belle Terre, NY813225124.7%

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      Belle Terre, NY813225124.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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