Cost Of Living in St. Charles, IA

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A+

7%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

13%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Charles	Iowa	National
Cost of living	93	89	100
Groceries	99	97	100
Health care	97	96	100
Housing	87	74	100
Transportation	96	97	100
Utilities	97	95	100
Lifestyle & Entertainment	91	95	100
Household Items	98	97	100
Education & Childcare	90	94	100

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Homes For Sale In St. Charles, IA

2939 Peru Rd

Truro, IA

2553 Kennedy St

Saint Charles, IA

406 W Vine St

Saint Charles, IA

3011 Settlers Trl

St Charles, IA

Cost Of Living Quick Facts

The cost of living in St. Charles is 4% higher than the Iowa average
The cost of living in St. Charles is 7% lower than the national average
St. Charles housing is 13% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$125,610	$10,468	$2,931	$3,769
Renters	$85,101	$7,092	$1,986	$2,553

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bevington, IA	28	96	4.3%
East Peru, IA	147	76	23.9%
Lorimor, IA	408	78	21.8%
Patterson, IA	247	84	15.9%
Spring Hill, IA	49	86	14.5%
St. Charles, IA	813	93	6.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Meadow Vale, KY	813	108	8.4%
Paraje, NM	813	75	24.9%
Belle Terre, NY	813	225	124.7%
Mount Vernon, OR	813	91	9.3%
Mountainaire, AZ	812	112	12.2%
St. Charles, IA	813	93	6.9%