Cost of Living in Amsterdam, MT

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B+
13%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Amsterdam Montana National
Cost of living113102100
Groceries102103100
Health care100102100
Housing140101100
Transportation99100100
Utilities104104100
Lifestyle & Entertainment102100100
Household Items101100100
Education & Childcare97102100
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Homes For Sale In Amsterdam, MT

property for sale

Lot 173 Western Larch Pl

, MT
property for sale

8200 Camp Creek Rd

Manhattan, MT
property for sale

Lot 4 Dyksterhouse LN

Manhattan, MT
property for sale

Lot 3 Dyksterhouse LN

Manhattan, MT

Cost Of Living Quick Facts

  • The cost of living in Amsterdam is 11% higher than the Montana average
  • The cost of living in Amsterdam is 13% higher than the national average
  • Amsterdam housing is 40% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Amsterdam

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Compare Amsterdam, MT Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,345$8,779$2,458$3,161
      Renters$0$0$0$0

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Springhill, MT2031010.9%
      Logan, MT171010.9%
      Willow Creek, MT225963.8%
      Three Forks, MT2,0331066.1%
      Belgrade, MT9,4991109.9%
      Amsterdam, MT17311312.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Santa Claus, GA1738614.4%
      Webster, IA1737822.0%
      Concord, IL1738613.7%
      Admire, KS173963.8%
      Raywick, KY1738613.7%
      Amsterdam, MT17311312.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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