Cost of Living in Belgrade, MT

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D+
22%
Overall NAT. AVG.
35%
Goods & Services NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Belgrade Montana National
Cost of living122103100
Goods & Services135109100
Groceries103101100
Health care125111100
Housing131101100
Transportation113104100
Utilities8482100
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Homes For Sale In Belgrade, MT

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4186 Stimson Ln

Belgrade, MT
property for sale

702 Snow Ghost St

Belgrade, MT
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302 McEwen Dr

Belgrade, MT
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1125 N River Rock Dr #3

Belgrade, MT
See the Newest Homes For Sale In Belgrade, MT

Cost Of Living Quick Facts

  • The cost of living in Belgrade is 19% higher than the Montana average
  • The cost of living in Belgrade is 22% higher than the national average
  • Belgrade housing is 31% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Belgrade

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Compare Belgrade, MT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,636$10,886$3,048$3,919
      Renters$65,690$5,474$1,533$1,971
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Belgrade, MT, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Belgrade homeowners, is $130,636. This would allow for a maximum of $3,048 per month to be spent on housing costs. For renters, the median monthly income is $65,690 which would result in a maximum of $1,533 to be spent on rental costs.

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Goods & Services

      Item Belgrade National avg. Difference
      Haircut $34.92$27.6226.4%
      Beauty Salon $100.86$51.1197.4%
      Toothpaste $3.94$4.093.7%
      Shampoo $1.42$1.547.9%
      Movie $15.66$12.8821.6%
      Yoga $30.70$19.6656.1%

      Groceries

      Item Belgrade National avg. Difference
      Ground Beef $7.65$7.700.7%
      Fried Chicken $1.43$1.6614.0%
      Milk $4.75$4.730.4%
      Potatoes $5.44$5.263.5%
      Pizza $14.24$12.7611.6%
      Beer $10.57$10.550.2%

      Health Care

      Item Belgrade National avg. Difference
      Optometrist $160.57$140.0614.6%
      Doctor $244.35$153.8258.9%
      Dentist $170.38$123.1538.4%
      Ibuprofen $11.37$11.733.1%
      Lipitor $16.60$23.6129.7%

      Housing

      Item Belgrade National avg. Difference
      Home Price $462,344.00$326,622.0041.6%
      Avg. Mortgage Payment $4,283.65$2,480.2572.7%
      Apartment Rent $1,531.00$1,444.006.0%

      Transportation

      Item Belgrade National avg. Difference
      Gasoline $3.23$3.065.7%
      Tire Balancing $85.30$65.2130.8%

      Utilities

      Item Belgrade National avg. Difference
      All Electricity $169.04$220.1223.2%
      Phone $187.14$195.714.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Springhill, MT20311818.1%
      Logan, MT1711818.1%
      Amsterdam, MT17312524.7%
      Manhattan, MT2,01712726.7%
      King Arthur Park, MT2,00812827.5%
      Belgrade, MT9,49912221.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Flowood, MS9,5001000.2%
      College Place, WA9,5011033.0%
      Country Club, CA9,49412625.9%
      Citrus Springs, FL9,494955.3%
      Canal Winchester, OH9,504982.3%
      Belgrade, MT9,49912221.9%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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