| Index | Belchertown | Massachusetts | National |
| Cost of living | 115 | 135 | 100 |
| Goods & Services | 107 | 122 | 100 |
| Groceries | 103 | 104 | 100 |
| Health care | 103 | 126 | 100 |
| Housing | 130 | 169 | 100 |
| Transportation | 104 | 106 | 100 |
| Utilities | 126 | 152 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $152,611 | $12,718 | $3,561 | $4,579 |
| Renters | $43,753 | $3,646 | $1,021 | $1,313 |
| State | General Sales Tax | With Max Surtax |
| Massachusetts | 6.25% | 6.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Massachusetts | 5% | 9% |
| Item | Belchertown | National avg. | Difference |
| Haircut | $32.86 | $27.62 | 19.0% |
| Beauty Salon | $58.89 | $51.11 | 15.2% |
| Toothpaste | $4.16 | $4.09 | 1.6% |
| Shampoo | $1.70 | $1.54 | 10.2% |
| Movie | $14.05 | $12.88 | 9.1% |
| Yoga | $20.18 | $19.66 | 2.6% |
| Item | Belchertown | National avg. | Difference |
| Ground Beef | $7.48 | $7.70 | 2.9% |
| Fried Chicken | $1.57 | $1.66 | 5.6% |
| Milk | $5.07 | $4.73 | 7.1% |
| Potatoes | $5.16 | $5.26 | 1.8% |
| Pizza | $11.18 | $12.76 | 12.4% |
| Beer | $11.05 | $10.55 | 4.7% |
| Item | Belchertown | National avg. | Difference |
| Optometrist | $155.55 | $140.06 | 11.1% |
| Doctor | $179.00 | $153.82 | 16.4% |
| Dentist | $128.44 | $123.15 | 4.3% |
| Ibuprofen | $12.18 | $11.73 | 3.8% |
| Lipitor | $18.30 | $23.61 | 22.5% |
| Item | Belchertown | National avg. | Difference |
| Home Price | $470,980.00 | $326,622.00 | 44.2% |
| Avg. Mortgage Payment | $1,749.25 | $2,480.25 | 29.5% |
| Apartment Rent | $1,387.00 | $1,444.00 | 3.9% |
| Item | Belchertown | National avg. | Difference |
| Gasoline | $3.06 | $3.06 | 0.1% |
| Tire Balancing | $73.37 | $65.21 | 12.5% |
| Item | Belchertown | National avg. | Difference |
| All Electricity | $317.43 | $220.12 | 44.2% |
| Phone | $189.68 | $195.71 | 3.1% |
| City | Population | Cost of Living Index | National Avg. |
| Warren, MA | 563 | 106 | 6.1% |
| Springfield, MA | 156,858 | 104 | 3.6% |
| Ware, MA | 6,147 | 106 | 5.6% |
| Chicopee, MA | 56,658 | 107 | 6.7% |
| Holyoke, MA | 41,439 | 107 | 7.1% |
| Belchertown, MA | 3,147 | 115 | 14.8% |
| City | Population | Cost of Living Index | National Avg. |
| Mont-Saint-Grégoire, QC | 3,146 | n/a | |
| Hillsburg-Roblin-Shell River, MB | 3,146 | n/a | |
| Big Sky, MT | 3,148 | 154 | 53.8% |
| North Shore, VA | 3,148 | 136 | 36.3% |
| Algoma, WI | 3,148 | 86 | 14.2% |
| Belchertown, MA | 3,147 | 115 | 14.8% |