Cost Of Living in Algoma, WI

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12%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

36%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Algoma	Wisconsin	National
Cost of living	88	96	100
Groceries	97	99	100
Health care	96	98	100
Housing	64	89	100
Transportation	99	98	100
Utilities	99	101	100
Lifestyle & Entertainment	94	98	100
Household Items	98	99	100
Education & Childcare	103	98	100

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Homes For Sale In Algoma, WI

N6474 State Highway 42

Algoma, WI

216 Lakeview Dr

Algoma, WI

409 3rd St

Algoma, WI

2622 Lake St

Algoma, WI

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Cost Of Living Quick Facts

The cost of living in Algoma is 8% lower than the Wisconsin average
The cost of living in Algoma is 12% lower than the national average
Algoma housing is 36% lower than the national average
Wisconsin general sales tax is 2% lower than the national average
Wisconsin state income tax is 36% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$109,354	$9,113	$2,551	$3,281
Renters	$52,499	$4,375	$1,225	$1,575

Wisconsin Sales Tax

State	General Sales Tax	With Max Surtax
Wisconsin	5%	6.75%

Wisconsin Income Tax

State	Income Tax (Low)	Income Tax (High)
Wisconsin	3.54%	7.65%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Casco, WI	616	87	12.8%
Forestville, WI	490	89	11.4%
Kewaunee, WI	2,922	89	10.9%
Sturgeon Bay, WI	9,274	94	6.1%
Luxemburg, WI	2,623	97	3.2%
Algoma, WI	3,148	88	12.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Big Sky, MT	3,148	142	41.8%
North Shore, VA	3,148	140	39.6%
Belchertown, MA	3,147	118	18.4%
Doylestown, OH	3,149	93	7.3%
Blackhawk, SD	3,149	100	0.3%
Algoma, WI	3,148	88	12.3%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Algoma, WI

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

Cities with similar population