Cost of Living in Bailey, NC

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10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bailey North Carolina National
Cost of living9096100
Groceries98100100
Health care9999100
Housing7088100
Transportation10099100
Utilities9899100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare98100100
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Homes For Sale In Bailey, NC

property for sale

GARDNER Bull Head Road & Bailey RD

Bailey, NC
property for sale

ESSEX Bull Head Road & Bailey RD

Bailey, NC
property for sale

DUPONT Bull Head Road & Bailey RD

Bailey, NC
property for sale

DAVIDSON Bull Head Road & Bailey RD

Bailey, NC

Cost Of Living Quick Facts

  • The cost of living in Bailey is 6% lower than the North Carolina average
  • The cost of living in Bailey is 10% lower than the national average
  • Bailey housing is 30% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Bailey

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Compare Bailey, NC Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$70,884$5,907$1,654$2,127
      Renters$51,942$4,329$1,212$1,558

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Momeyer, NC4438119.3%
      Black Creek, NC9568415.5%
      Elm City, NC1,7678614.4%
      Lucama, NC1,0118614.0%
      Spring Hope, NC1,5068712.7%
      Bailey, NC512909.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Angoon, AK5121021.6%
      Pomeroy, IA5127822.4%
      Keyesport, IL5128217.7%
      Avondale, MO5128910.6%
      Glenaire, MO512991.1%
      Bailey, NC512909.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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