Cost Of Living in Black Creek, NC

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16%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

50%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Black Creek	North Carolina	National
Cost of living	84	96	100
Groceries	98	100	100
Health care	99	99	100
Housing	50	88	100
Transportation	100	99	100
Utilities	98	99	100
Lifestyle & Entertainment	101	100	100
Household Items	100	100	100
Education & Childcare	98	100	100

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Homes For Sale In Black Creek, NC

203 Branch St

Black Creek, NC

Cost Of Living Quick Facts

The cost of living in Black Creek is 12% lower than the North Carolina average
The cost of living in Black Creek is 16% lower than the national average
Black Creek housing is 50% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,806	$6,401	$1,792	$2,304
Renters	$0	$0	$0	$0

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Stantonsburg, NC	552	86	14.5%
Elm City, NC	1,767	86	14.4%
Macclesfield, NC	321	85	15.1%
Fremont, NC	1,017	86	14.2%
Lucama, NC	1,011	86	14.0%
Black Creek, NC	956	84	15.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hernandez, NM	956	91	9.0%
Richmondville, NY	956	98	2.4%
Brookneal, VA	956	92	8.2%
Chelyan, WV	956	78	21.9%
Stirling, AB	956	n/a
Black Creek, NC	956	84	15.5%