Cost of Living in Ashland, MO

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A+
0%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ashland Missouri National
Cost of living10090100
Groceries9996100
Health care9597100
Housing10877100
Transportation9896100
Utilities9795100
Lifestyle & Entertainment9695100
Household Items9697100
Education & Childcare9895100
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Homes For Sale In Ashland, MO

property for sale

16540 Talladega Dr

Ashland, MO
property for sale

5580 Kingfisher Dr

Ashland, MO
property for sale

507 Fall Ct

Ashland, MO
property for sale

505 Billy Joe Sapp Dr

Ashland, MO
See the Newest Homes For Sale In Ashland, MO

Cost Of Living Quick Facts

  • The cost of living in Ashland is 11% higher than the Missouri average
  • The cost of living in Ashland is equal to the national average
  • Ashland housing is 8% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Ashland

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$118,781$9,898$2,771$3,564
      Renters$0$0$0$0
      To approximate the cost of living and the housing affordability in Ashland, MO, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ashland have a median income of $118,781. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,771 per month to avoid calamity and poverty. The renters in the city have an income of about $0, which would make their monthly maximum allowable rental costs $0.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Huntsdale, MO21972.7%
      McBaine, MO8972.7%
      Lupus, MO238020.3%
      Jamestown, MO3928415.9%
      Centertown, MO3198514.9%
      Ashland, MO4,0771000.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rumford, ME4,0778713.2%
      Lincoln Village, CA4,07612929.3%
      Elkin, NC4,078928.3%
      Gatlinburg, TN4,0781055.3%
      Bunker Hill Village, TX4,079284184.2%
      Ashland, MO4,0771000.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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