A-
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ammon Idaho National
Cost of living10598100
Groceries103102100
Health care99101100
Housing11190100
Transportation102103100
Utilities102101100
Lifestyle & Entertainment102105100
Household Items101101100
Education & Childcare102101100
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An Overview of Cost of Living in Ammon, ID

Getting a feel for the cost of living in Ammon is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Ammon is 105, which is 5% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

In Ammon, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Ammon will resemble that of an average city, contributing to a manageable cost of living.

Is Ammon Affordable?

Is Ammon an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Ammon is 18.2% higher than the national average, while the average monthly rent prices are 4.8% lower than average. The affordability of any location can also be influenced by median income levels. Ammon has a median household income of $82,752, which is 1.7% higher than the national average.

What Factors can Influence the Cost of Living in Ammon?

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Ammon, healthcare costs are 1.2% lower than the national average.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Ammon, the groceries index is 2.6% higher than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Ammon, the utilities index is 1.9% higher than the national average.

Where is the Data From?

The Ammon cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Ammon is 6% higher than the Idaho average
  • The cost of living in Ammon is 5% higher than the national average
  • Ammon housing is 11% higher than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Ammon

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Compare Ammon, ID Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,840$8,653$2,423$3,116
      Renters$48,771$4,064$1,138$1,463
      A good indicator of the general affordability of housing in Ammon, ID, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Ammon, the median monthly income is $103,840 for those who own their own homes. Under the standard rule, that income level would allow for $2,423 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $48,771, per the median income in the area. That would allow for renters to spend up to $1,138 on monthly rental expenses.

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Firth, ID5818910.5%
      Ririe, ID654919.3%
      Shelley, ID4,617973.1%
      Rigby, ID4,315972.6%
      Basalt, ID448982.1%
      Ammon, ID16,8001054.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Red Wing, MN16,808991.1%
      Cañon City, CO16,8101032.7%
      Somerton, AZ16,787981.6%
      Auburndale, FL16,7841021.9%
      Brunswick, GA16,8178811.6%
      Ammon, ID16,8001054.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.