Cost Of Living in Amherst, WI

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8%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

22%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Amherst	Wisconsin	National
Cost of living	92	96	100
Groceries	97	99	100
Health care	99	98	100
Housing	78	89	100
Transportation	100	98	100
Utilities	99	101	100
Lifestyle & Entertainment	97	98	100
Household Items	100	99	100
Education & Childcare	96	98	100

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Homes For Sale In Amherst, WI

4769 Turkey Trl

Amherst, WI

8716 Fountain Grove Rd

Amherst, WI

4162 Lovers Ln

Amherst, WI

108 Pond St

Amherst, WI

Cost Of Living Quick Facts

The cost of living in Amherst is 4% lower than the Wisconsin average
The cost of living in Amherst is 8% lower than the national average
Amherst housing is 22% lower than the national average
Wisconsin general sales tax is 2% lower than the national average
Wisconsin state income tax is 36% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$114,468	$9,539	$2,671	$3,434
Renters	$32,806	$2,734	$765	$984

Wisconsin Sales Tax

State	General Sales Tax	With Max Surtax
Wisconsin	5%	6.75%

Wisconsin Income Tax

State	Income Tax (Low)	Income Tax (High)
Wisconsin	3.54%	7.65%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ogdensburg, WI	189	83	17.0%
Almond, WI	474	83	16.7%
Big Falls, WI	139	83	16.8%
Rosholt, WI	496	87	13.3%
Iola, WI	1,239	88	12.4%
Amherst, WI	1,013	92	7.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Carnesville, GA	1,013	90	9.8%
Arcadia, IA	1,013	87	12.6%
Waddington, NY	1,013	101	1.1%
Red Butte, WY	1,013	115	15.3%
Shelby, AL	1,012	82	18.0%
Amherst, WI	1,013	92	7.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Amherst, WI

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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