Cost of Living in Waddington, NY

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A-
1%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waddington New York National
Cost of living101121100
Groceries107106100
Health care105110100
Housing91144100
Transportation106113100
Utilities106112100
Lifestyle & Entertainment105111100
Household Items103106100
Education & Childcare103118100
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Homes For Sale In Waddington, NY

property for sale

12 Clark

Waddington, NY
property for sale

7 Saint Lawrence Ave

Waddington, NY
property for sale

0 Hardscrabble RD

Waddington, NY
property for sale

75 Saint Lawrence AVE

Waddington, NY

Cost Of Living Quick Facts

  • The cost of living in Waddington is 16% lower than the New York average
  • The cost of living in Waddington is 1% higher than the national average
  • Waddington housing is 9% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Waddington

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$135,150$11,263$3,153$4,055
      Renters$0$0$0$0

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ogdensburg, NY10,940919.5%
      Massena, NY9,8558911.3%
      Norfolk, NY9229010.5%
      Norwood, NY1,6029010.4%
      Madrid, NY829937.1%
      Waddington, NY1,0131011.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Carnesville, GA1,013909.8%
      Arcadia, IA1,0138712.6%
      Amherst, WI1,013927.8%
      Red Butte, WY1,01311515.3%
      Shelby, AL1,0128218.0%
      Waddington, NY1,0131011.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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