Cost of Living in Amherst, VA

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A+
1%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Amherst Virginia National
Cost of living99111100
Groceries101103100
Health care104103100
Housing86129100
Transportation102105100
Utilities105104100
Lifestyle & Entertainment107103100
Household Items103102100
Education & Childcare110109100
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Homes For Sale In Amherst, VA

property for sale

0 Patrick Henry HWY

Amherst, VA
property for sale

136 Montfair Dr

Amherst, VA
property for sale

Fox Hall Dr

Amherst, VA
property for sale

935 Turkey Mountain Rd

Amherst, VA

Cost Of Living Quick Facts

  • The cost of living in Amherst is 11% lower than the Virginia average
  • The cost of living in Amherst is 1% lower than the national average
  • Amherst housing is 14% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Amherst

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,958$8,997$2,519$3,239
      Renters$53,098$4,425$1,239$1,593

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lovingston, VA6011044.0%
      Shipman, VA2568514.8%
      Arrington, VA808909.8%
      Madison Heights, VA11,834964.0%
      Lynchburg, VA83,7031000.2%
      Amherst, VA2,640991.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lavonia, GA2,640919.4%
      Eminence, KY2,6409010.2%
      Monticello, UT2,6401055.3%
      Maria, QC2,640n/a 
      Lake View, AL2,6391011.1%
      Amherst, VA2,640991.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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