Cost Of Living in Lovingston, VA

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A

4%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lovingston	Virginia	National
Cost of living	104	111	100
Groceries	104	103	100
Health care	104	103	100
Housing	n/a	129	100
Transportation	103	105	100
Utilities	106	104	100
Lifestyle & Entertainment	101	103	100
Household Items	104	102	100
Education & Childcare	106	109	100

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Homes For Sale In Lovingston, VA

146 Anderson Ln

Lovingston, VA

31 Orchard Rd

Lovingston, VA

TBD Davis Creek Ln

, VA

294 Freshwater Cove Ln

Lovingston, VA

Cost Of Living Quick Facts

The cost of living in Lovingston is 7% lower than the Virginia average
The cost of living in Lovingston is 4% higher than the national average
Lovingston housing is 9% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$23,332	$1,944	$544	$700

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Wintergreen, VA	505	104	4.0%
Shipman, VA	256	85	14.8%
Arrington, VA	808	90	9.8%
Schuyler, VA	362	92	8.4%
Yogaville, VA	146	96	4.2%
Lovingston, VA	601	104	4.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fields Landing, CA	601	117	17.4%
Fort Jones, CA	601	104	4.1%
Menlo, GA	601	84	16.2%
Whitesburg, GA	601	90	10.2%
Kooskia, ID	601	91	9.2%
Lovingston, VA	601	104	4.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Lovingston, VA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Virginia Sales Tax

Virginia Income Tax

Nearby cities with low cost of living

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