Cost of Living in Alvarado, TX

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A+
6%
Overall NAT. AVG.
0%
Goods & Services NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Alvarado Texas National
Cost of living9492100
Goods & Services10096100
Groceries9895100
Health care9497100
Housing8083100
Transportation9292100
Utilities113102100
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Homes For Sale In Alvarado, TX

property for sale

2321 N County Road 810

Alvarado, TX
property for sale

8532 Reese Rd

Alvarado, TX
property for sale

1944 County Road 401

Alvarado, TX
property for sale

1033 Nighthawk Trl

Alvarado, TX
See the Newest Homes For Sale In Alvarado, TX

Cost Of Living Quick Facts

  • The cost of living in Alvarado is 2% higher than the Texas average
  • The cost of living in Alvarado is 6% lower than the national average
  • Alvarado housing is 20% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Alvarado

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Compare Alvarado, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,476$9,206$2,578$3,315
      Renters$66,099$5,508$1,542$1,983
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Alvarado, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Alvarado, homeowners have a median income of $110,476. Using that number, a maximum of $2,578 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $66,099, which means there is a maximum of $1,542 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Alvarado National avg. Difference
      Haircut $36.94$27.6233.8%
      Beauty Salon $76.53$51.1149.8%
      Toothpaste $4.07$4.090.6%
      Shampoo $1.61$1.544.4%
      Movie $12.47$12.883.2%
      Yoga $15.00$19.6623.7%

      Groceries

      Item Alvarado National avg. Difference
      Ground Beef $7.24$7.706.0%
      Fried Chicken $1.57$1.665.6%
      Milk $4.58$4.733.2%
      Potatoes $5.49$5.264.4%
      Pizza $11.64$12.768.8%
      Beer $11.10$10.555.2%

      Health Care

      Item Alvarado National avg. Difference
      Optometrist $82.46$140.0641.1%
      Doctor $166.67$153.828.4%
      Dentist $97.49$123.1520.8%
      Ibuprofen $11.64$11.730.8%
      Lipitor $24.95$23.615.7%

      Housing

      Item Alvarado National avg. Difference
      Home Price $248,234.00$326,622.0024.0%
      Avg. Mortgage Payment $2,194.33$2,480.2511.5%
      Apartment Rent $1,270.00$1,444.0012.0%

      Transportation

      Item Alvarado National avg. Difference
      Gasoline $2.71$3.0611.3%
      Tire Balancing $65.00$65.210.3%

      Utilities

      Item Alvarado National avg. Difference
      All Electricity $259.77$220.1218.0%
      Phone $204.40$195.714.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Keene, TX6,640946.1%
      Rio Vista, TX1,060946.1%
      Cleburne, TX31,440945.8%
      Coyote Flats, TX434964.3%
      Grandview, TX2,097982.4%
      Alvarado, TX4,414946.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wainwright No. 61, AB4,413n/a 
      Heritage Hills, NY4,41215454.3%
      Morgan, UT4,41211514.8%
      Highlands-Baywood Park, CA4,411244144.4%
      Mount Pleasant, PA4,4118910.6%
      Alvarado, TX4,414946.0%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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