| Index | Adelphi | Maryland | National |
| Cost of living | 126 | 121 | 100 |
| Groceries | 106 | 105 | 100 |
| Health care | 106 | 109 | 100 |
| Housing | 172 | 151 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 105 | 108 | 100 |
| Lifestyle & Entertainment | 106 | 109 | 100 |
| Household Items | 106 | 105 | 100 |
| Education & Childcare | 111 | 112 | 100 |
The cost of living in Adelphi affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Adelphi is 126, which is 26% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If you prioritize affordability when seeking a new place to live, Adelphi may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Adelphi falls into this category, which may not align with your preferences for a budget-friendly living environment.
Housing costs significantly influence the Adelphi cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 71.8%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Adelphi an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Adelphi is 79.1% higher than the national average, while the average monthly rent prices are 54.6% higher than average. The affordability of any location can also be influenced by median income levels. Adelphi has a median household income of $100,840, which is 24% higher than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Adelphi, healthcare costs are 6% higher than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Adelphi, the transportation index stands at 10.3% higher than the national average.
The Adelphi cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
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| Groceries index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $144,349 | $12,029 | $3,368 | $4,331 |
| Renters | $84,482 | $7,040 | $1,971 | $2,535 |
| State | General Sales Tax | With Max Surtax |
| Maryland | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Maryland | 2% | 5.75% |
| City | Population | Cost of Living Index | National Avg. |
| Rose Hill CDP (Lee County), VA | 731 | 89 | 11.0% |
| Wakefield town, VA | 838 | 92 | 8.4% |
| Cottage City, MD | 1,193 | 105 | 5.5% |
| Silver Hill, MD | 5,346 | 132 | 31.6% |
| Seat Pleasant, MD | 4,929 | 132 | 32.1% |
| Adelphi, MD | 16,780 | 126 | 26.5% |
| City | Population | Cost of Living Index | National Avg. |
| Pearl River, NY | 16,781 | 145 | 45.4% |
| Los Osos, CA | 16,776 | 164 | 64.3% |
| Auburndale, FL | 16,784 | 102 | 1.9% |
| Somerton, AZ | 16,787 | 98 | 1.6% |
| Buffalo, MN | 16,770 | 103 | 2.8% |
| Adelphi, MD | 16,780 | 126 | 26.5% |
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