Harlingen cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHarlingenTexasNational
Cost of living index7491100
IndexHarlingenTexasNational
Goods & Services index7497100
Groceries index8290100
Health care index9196100
Housing index5581100
Transportation index8895100
Utilities index10594100
Here we can see a simple outline of the cost of living in Harlingen, TX. As you can see, with the average cost of living in Harlingen, TX being 74, that puts it 18% lower than the average of Texas and 26% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Harlingen, TX, the price of goods and services are 24% lower than the average of Texas as well as 26% lower than the nation's average.

Did you know?

  • The cost of living in Harlingen is 18% lower than the Texas average.
  • The cost of living in Harlingen is 26% lower than the national average.
  • The cost of housing in Harlingen is 45% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Harlingen, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Harlingen, TX to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Harlingen, TX, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Harlingen, TX salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$47,829$3,986$1,116$1,435
Renters$23,147$1,929$540$694
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Harlingen, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Harlingen, TX homeowners have a median income of $47,829. Using that number, you will come up with a maximum of $1,116 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $23,147, which means there is a maximum of $540 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When considering the overall cost of living expenses in Harlingen, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemHarlingenNational avg.Difference
Haircut $7.00$14.5952.0%
Beauty Salon $29.66$34.6814.5%
Toothpaste $1.47$2.4740.6%
Shampoo $0.81$1.0220.7%
Movie $10.00$9.871.3%
Bowling $3.75$4.3914.6%

Groceries

ItemHarlingenNational avg.Difference
Ground Beef $3.78$4.4815.6%
Fried Chicken $1.08$1.4626.2%
Milk $2.48$2.365.2%
Potatoes $2.33$3.0623.9%
Pizza $8.00$9.2413.4%
Beer $8.54$8.631.1%

Health Care

ItemHarlingenNational avg.Difference
Optometrist $75.00$99.7824.8%
Doctor $97.50$105.037.2%
Dentist $74.33$88.7016.2%
Ibuprofen $7.73$9.4117.9%
Lipitor $316.88$298.506.2%

Housing

ItemHarlingenNational avg.Difference
Home Price $78,500.00$175,700.0055.3%
Avg. Mortgage Payment $765.98$1,081.0329.1%
Apartment Rent $713.00$920.0022.5%

Transportation

ItemHarlingenNational avg.Difference
Gasoline $1.89$2.099.4%
Tire Balancing $36.00$45.2920.5%

Utilities

ItemHarlingenNational avg.Difference
All Electricity$178.26$170.804.4%
Phone $30.00$28.266.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Grand Acres, TX083-17%
Rangerville, TX31583-17%
Tierra Bonita, TX12583-17%
La Feria North, TX8583-17%
Ratamosa, TX23183-17%
Harlingen, TX65,67774-26%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Pittsburg, CA65,76111616%
South San Francisco, CA65,53716868%
North Richland Hills, TX65,8351000%
Pasco, WA65,85890-10%
Walnut Creek, CA65,92316868%
Harlingen, TX65,67774-26%
Source: The Harlingen, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.