Blaine cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBlaineMinnesotaNational
Cost of living index105102100
IndexBlaineMinnesotaNational
Goods & Services index110107100
Groceries index105107100
Health care index103108100
Housing index106101100
Transportation index10198100
Utilities index9387100
A general overview of the cost of living index for Blaine, MN is displayed above. In Blaine, MN, the overall cost of living index is 105, which is 3% higher than the Minnesota average and 5% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Blaine, MN, the city's goods and services are 3% higher than the Minnesota average and 10% higher than the U.S. average.

Did you know?

  • The cost of living in Blaine is 3% higher than the Minnesota average.
  • The cost of living in Blaine is 5% higher than the national average.
  • The cost of housing in Blaine is 6% higher than the national average.
  • Minnesota general sales tax is 35% higher than the national average.
  • Minnesota state income tax is 141% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in Blaine, MN to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Blaine, MN, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Blaine, MN salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$80,458$6,705$1,877$2,414
Renters$42,945$3,579$1,002$1,288
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Blaine, MN as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Blaine, MN homeowners, is $80,458. This would allow for a maximum of $1,877 per month to be spent on housing costs. For renters, the median monthly income is $42,945 which would result in a maximum of $1,002 to be spent on rental costs.

Minnesota Sales Tax

StateGeneral Sales TaxWith Max Surtax
Minnesota6.875%7.875%

Minnesota Income Tax

StateIncome Tax (Low)Income Tax (High)
Minnesota5.35%9.85%
The Minnesota sales tax and Minnesota income tax rates should definitely be considered when determining the overall cost of living in Blaine, MN. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Minnesota sales tax is 6.875% and the maximum surtax is 7.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Minnesota income tax rates range from 5.35% to 9.85%.

Goods & Services

ItemBlaineNational avg.Difference
Haircut $22.60$14.5954.9%
Beauty Salon $33.37$34.683.8%
Toothpaste $3.44$2.4739.1%
Shampoo $1.05$1.022.7%
Movie $9.80$9.870.7%
Bowling $4.06$4.397.6%

Groceries

ItemBlaineNational avg.Difference
Ground Beef $3.63$4.4818.9%
Fried Chicken $1.85$1.4626.4%
Milk $2.33$2.361.1%
Potatoes $3.12$3.061.9%
Pizza $10.58$9.2414.5%
Beer $8.48$8.631.8%

Health Care

ItemBlaineNational avg.Difference
Optometrist $82.75$99.7817.1%
Doctor $133.63$105.0327.2%
Dentist $84.81$88.704.4%
Ibuprofen $11.66$9.4123.9%
Lipitor $252.50$298.5015.4%

Housing

ItemBlaineNational avg.Difference
Home Price $179,900.00$175,700.002.4%
Avg. Mortgage Payment $1,221.08$1,081.0313.0%
Apartment Rent $1,043.00$920.0013.4%

Transportation

ItemBlaineNational avg.Difference
Gasoline $1.96$2.096.3%
Tire Balancing $54.71$45.2920.8%

Utilities

ItemBlaineNational avg.Difference
All Electricity$163.14$170.804.5%
Phone $24.99$28.2611.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hilltop, MN82881-19%
Stacy, MN1,53992-8%
Brooklyn Center, MN30,54998-2%
Lexington, MN2,019100-0%
Columbia Heights, MN19,6051011%
Blaine, MN59,2951055%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lancaster, PA59,36893-7%
Reston, VA59,21713939%
Brentwood, NY59,43613131%
National City, CA59,54312020%
Broomfield, CO59,02711616%
Blaine, MN59,2951055%
Source: The Blaine, MN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.