Dallas cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDallasTexasNational
Cost of living index9991100
IndexDallasTexasNational
Goods & Services index11497100
Groceries index10790100
Health care index10496100
Housing index8081100
Transportation index9095100
Utilities index10494100
The above illustration supplies generalized information for the Dallas, TX cost of living index. Compared to other cities in Texas and cities across the country, the cost of living index in Dallas, TX is 99, which is 9% higher than the Texas average and 1% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Dallas, TX are 17% higher than the average for Texas and 14% higher than the rest of the country.

Did you know?

  • The cost of living in Dallas is 9% higher than the Texas average.
  • The cost of living in Dallas is 1% lower than the national average.
  • The cost of housing in Dallas is 20% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Dallas, TX to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Dallas, TX, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Dallas, TX salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$63,426$5,286$1,480$1,903
Renters$33,762$2,814$788$1,013
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Dallas, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Dallas, TX has a median income of about $63,426 for people who own homes. Based on that number, a person should spend a maximum of $1,480 on expenses related to housing. Renters have a slightly different median income, which is $33,762. Based on this average, renters should spend no more than $788 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When you are determining the total cost of living in Dallas, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemDallasNational avg.Difference
Haircut $21.33$14.5946.2%
Beauty Salon $41.25$34.6818.9%
Toothpaste $3.28$2.4732.6%
Shampoo $1.57$1.0253.6%
Movie $10.65$9.877.9%
Bowling $5.51$4.3925.5%

Groceries

ItemDallasNational avg.Difference
Ground Beef $4.85$4.488.3%
Fried Chicken $1.47$1.460.4%
Milk $1.99$2.3615.6%
Potatoes $2.95$3.063.6%
Pizza $10.19$9.2410.2%
Beer $9.74$8.6312.8%

Health Care

ItemDallasNational avg.Difference
Optometrist $112.00$99.7812.2%
Doctor $101.25$105.033.6%
Dentist $96.00$88.708.2%
Ibuprofen $10.95$9.4116.3%
Lipitor $303.46$298.501.7%

Housing

ItemDallasNational avg.Difference
Home Price $130,900.00$175,700.0025.5%
Avg. Mortgage Payment $723.28$1,081.0333.1%
Apartment Rent $852.00$920.007.4%

Transportation

ItemDallasNational avg.Difference
Gasoline $1.80$2.0913.9%
Tire Balancing $45.12$45.290.4%

Utilities

ItemDallasNational avg.Difference
All Electricity$181.49$170.806.3%
Phone $28.15$28.260.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Horseshoe Bend, TX70379-21%
Wilmer, TX3,77990-10%
Hutchins, TX5,41092-8%
Cockrell Hill, TX4,26793-7%
Seagoville, TX15,37993-7%
Dallas, TX1,240,98599-1%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
San Diego, CA1,341,51014545%
San Antonio, TX1,385,43887-13%
Phoenix, AZ1,490,75893-7%
San Jose, CA986,32016060%
Philadelphia, PA1,546,9201077%
Dallas, TX1,240,98599-1%
Source: The Dallas, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.