San Antonio cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSan AntonioTexasNational
Cost of living index8791100
IndexSan AntonioTexasNational
Goods & Services index10297100
Groceries index8390100
Health care index9296100
Housing index7381100
Transportation index8595100
Utilities index8794100
A general summary of the cost of living index in San Antonio, TX is shown above. Compared to the state average of Texas the cost of living index in San Antonio, TX is 87, which is 4% lower than the average in Texas and compared to the national average it is 13% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In San Antonio, TX goods and services come in at 5% higher than the average in Texas and are 2% higher than compared to the nationwide average.

Did you know?

  • The cost of living in San Antonio is 4% lower than the Texas average.
  • The cost of living in San Antonio is 13% lower than the national average.
  • The cost of housing in San Antonio is 27% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare San Antonio, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
Housing index
Transportation index
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Use the salary calculator to compare your current income in San Antonio, TX to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of San Antonio, TX, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the San Antonio, TX salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in San Antonio, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among San Antonio, TX homeowners, the median income is $62,124. This indicates that a monthly maximum of $1,449 should be spent by homeowners on all housing related costs. Renters have a median income of $31,577. This indicates that renters should have a maximum of $737 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in San Antonio, TX and want to know what the true cost of living is, they ought to look at both the Texas income tax rate and the Texas sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Texas, the sales tax is 6.25%, while the most you'll pay in surtax is 8.25%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Texas, the income tax rate ranges between 0% to 0%.

Goods & Services

ItemSan AntonioNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $35.00$34.680.9%
Toothpaste $2.96$2.4719.7%
Shampoo $0.83$1.0218.8%
Movie $10.50$9.876.4%
Bowling $5.50$4.3925.2%


ItemSan AntonioNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.07$1.4626.9%
Milk $2.49$2.365.7%
Potatoes $3.11$3.061.6%
Pizza $9.08$9.241.8%
Beer $8.23$8.634.7%

Health Care

ItemSan AntonioNational avg.Difference
Optometrist $85.00$99.7814.8%
Doctor $96.67$105.038.0%
Dentist $81.67$88.707.9%
Ibuprofen $7.97$9.4115.3%
Lipitor $285.91$298.504.2%


ItemSan AntonioNational avg.Difference
Home Price $114,600.00$175,700.0034.8%
Avg. Mortgage Payment $727.20$1,081.0332.7%
Apartment Rent $840.00$920.008.7%


ItemSan AntonioNational avg.Difference
Gasoline $1.84$2.0911.8%
Tire Balancing $34.80$45.2923.2%


ItemSan AntonioNational avg.Difference
All Electricity$133.30$170.8022.0%
Phone $28.00$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Macdona, TX35378-22%
Von Ormy, TX1,03179-21%
Somerset, TX1,48883-17%
Balcones Heights, TX2,82583-17%
Kirby, TX8,22183-17%
San Antonio, TX1,385,43887-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
San Diego, CA1,341,51014545%
Phoenix, AZ1,490,75893-7%
Dallas, TX1,240,98599-1%
Philadelphia, PA1,546,9201077%
San Jose, CA986,32016060%
San Antonio, TX1,385,43887-13%
Source: The San Antonio, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.