Cost Of Living in Zuni Pueblo, NM

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19%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

60%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Zuni Pueblo	New Mexico	National
Cost of living	81	94	100
Groceries	101	98	100
Health care	99	98	100
Housing	40	85	100
Transportation	98	98	100
Utilities	96	97	100
Lifestyle & Entertainment	95	96	100
Household Items	99	98	100
Education & Childcare	95	96	100

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Cost Of Living Quick Facts

The cost of living in Zuni Pueblo is 14% lower than the New Mexico average
The cost of living in Zuni Pueblo is 19% lower than the national average
Zuni Pueblo housing is 60% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$66,553	$5,546	$1,553	$1,997
Renters	$26,356	$2,196	$615	$791

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Zuni Pueblo, NM, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Zuni Pueblo, homeowners have a median income of $66,553. Using that number, a maximum of $1,553 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $26,356, which means there is a maximum of $615 to be spent on the costs of renting a home or apartment.

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Black Rock, NM	1,336	82	18.2%
Zuni Pueblo, NM	7,030	81	19.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hebron, KY	7,033	96	3.9%
Southport, NY	7,033	93	6.6%
Thurmont, MD	7,034	116	16.3%
Centerville, SC	7,025	95	4.8%
Loomis, CA	7,035	152	52.5%
Zuni Pueblo, NM	7,030	81	19.5%