A+
19%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
50%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Yazoo City Mississippi National
Cost of living8186100
Groceries9797100
Health care9195100
Housing5063100
Transportation9294100
Utilities9698100
Lifestyle & Entertainment9094100
Household Items9696100
Education & Childcare9794100
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An Overview of Cost of Living in Yazoo City, MS

Knowing the cost of living in Yazoo City allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Yazoo City stands at 81, marking it 19% lower than the national average.

Yazoo City housing costs are 50% less than the national average, making this area an affordable place to live. Your net income can be heavily impacted by housing expenses, at times exceeding 30%. Fortunately, this area demonstrates that both homeownership and renting costs are significantly more budget-friendly than in the rest of the country. With such favorable housing affordability, Yazoo City residents can earmark a more manageable portion of their income to housing.

Is Yazoo City Affordable?

Is Yazoo City an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Yazoo City is 60.3% lower than the national average, while the average monthly rent prices are 25.8% lower than average. The affordability of any location can also be influenced by median income levels. Yazoo City has a median household income of $37,436, which is 54% lower than the national average.

What Factors can Influence the Cost of Living in Yazoo City?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Yazoo City, the transportation index is 8.2% lower than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Yazoo City comes in at 4.5% lower than the national average.

Where is the Data From?

The Yazoo City cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Yazoo City is 5% lower than the Mississippi average
  • The cost of living in Yazoo City is 19% lower than the national average
  • Yazoo City housing is 50% lower than the national average
  • Mississippi general sales tax is 37% higher than the national average
  • Mississippi state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Yazoo City

See all the best places to live around Yazoo City

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$51,311$4,276$1,197$1,539
      Renters$30,458$2,538$711$914
      The affordability of the housing market in Yazoo City, MS as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Yazoo City homeowners, the median income is $51,311. This indicates that a monthly maximum of $1,197 should be spent by homeowners on all housing related costs. Renters have a median income of $30,458. This indicates that renters would have a maximum of $711 for their rent related monthly costs.

      Mississippi Sales Tax

      State General Sales Tax With Max Surtax
      Mississippi 7% 7.25%

      Mississippi Income Tax

      State Income Tax (Low) Income Tax (High)
      Mississippi 5% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eden, MS229945.8%
      Satartia, MS39945.8%
      Louise, MS1707920.8%
      Yazoo City, MS11,0228119.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Millington, TN11,024909.6%
      Notre-Dame-de-l'Île-Perrot, QC11,017n/a 
      Arkadelphia, AR11,0278614.4%
      Melissa, TX11,03012525.0%
      Comstock Park, MI11,032954.8%
      Yazoo City, MS11,0228119.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.