Cost Of Living in Woodruff, SC

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14%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Woodruff	South Carolina	National
Cost of living	86	93	100
Goods & Services	96	100	100
Groceries	98	99	100
Health care	97	94	100
Housing	61	80	100
Transportation	97	91	100
Utilities	93	107	100

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Cost Of Living Quick Facts

The cost of living in Woodruff is 8% lower than the South Carolina average
The cost of living in Woodruff is 14% lower than the national average
Woodruff housing is 39% lower than the national average
South Carolina general sales tax is 18% higher than the national average
South Carolina state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$62,366	$5,197	$1,455	$1,871
Renters	$34,567	$2,881	$807	$1,037

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Woodruff, SC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Woodruff homeowners, is $62,366. This would allow for a maximum of $1,455 per month to be spent on housing costs. For renters, the median monthly income is $34,567 which would result in a maximum of $807 to be spent on rental costs.

South Carolina Sales Tax

State	General Sales Tax	With Max Surtax
South Carolina	6%	9%

South Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
South Carolina	0%	6.5%

Goods & Services

Item	Woodruff	National avg.	Difference
Haircut	$25.10	$24.26	3.5%
Beauty Salon	$45.93	$45.56	0.8%
Toothpaste	$3.67	$3.70	0.8%
Shampoo	$1.38	$1.28	7.8%
Movie	$12.15	$12.13	0.1%
Bowling	$16.41	$18.00	8.8%

Groceries

Item	Woodruff	National avg.	Difference
Ground Beef	$5.46	$5.84	6.5%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.58	$4.67	1.9%
Potatoes	$5.50	$4.93	11.5%
Pizza	$10.64	$12.09	12.0%
Beer	$10.46	$10.41	0.5%

Health Care

Item	Woodruff	National avg.	Difference
Optometrist	$108.14	$125.68	14.0%
Doctor	$131.80	$135.78	2.9%
Dentist	$103.51	$113.29	8.6%
Ibuprofen	$10.31	$10.65	3.2%
Lipitor	$524.92	$468.60	12.0%

Housing

Item	Woodruff	National avg.	Difference
Home Price	$0.00	$184,700.00	100.0%
Avg. Mortgage Payment	$1,758.32	$2,346.69	25.1%
Apartment Rent	$582.00	$949.00	38.7%

Transportation

Item	Woodruff	National avg.	Difference
Gasoline	$3.16	$3.46	8.7%
Tire Balancing	$67.10	$59.92	12.0%

Utilities

Item	Woodruff	National avg.	Difference
All Electricity	$171.72	$193.99	11.5%
Phone	$191.25	$192.25	0.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cross Anchor, SC	70	96	3.7%
Startex, SC	556	80	20.2%
Glendale, SC	312	81	19.4%
Enoree, SC	560	81	19.4%
Fairforest, SC	1,484	82	17.6%
Woodruff, SC	4,333	86	14.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dillon, MT	4,333	101	1.4%
Reidland, KY	4,334	94	6.0%
Harrogate, TN	4,334	91	9.2%
Del Mar, CA	4,331	332	232.1%
Cumberland, BC	4,331	n/a
Woodruff, SC	4,333	86	14.2%